Monthly Expenses Template Page 8
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8Worksheet:
Spending plan
HOW MUCH CAN YOU SAVE?
This Month’s
Last Month’s
Spending
Estimated
This Month’s
Actual
Savings
Actual $
Target
Difference
Actual $
Difference
Emergency Savings
TSP
401(k)/403(b)
Individual Retirement
Accounts
College Savings
Personal Savings
Investments
Other:
Total
Small Change = Big Savings
See how much the few changes in your budget will affect your savings over time. If you reduced your spending in a
number of categories, add up the “Estimated Difference” column and multiply that number by 12. This is how much
more money you could save over a year if you stuck to your spending targets.
Estimated Difference Total
$_______________
X 12
Total Savings
$_______________
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