Personal Loan Agreement And Terms And Conditions (Page 5 of 5) in pdf

16.4 Samba may disclose to a potential assignee or to any person who may otherwise enter into contractual relations with Samba in relation to this Agreement,

such information about the Customer as Samba shall consider appropriate, provided that such potential assignee or any other person entitled hereunder to

such information about the Customer shall agree to maintain such information as confidential and not disclose such information to any third party.

17. Amendments

No amendment to this Agreement shall be effective unless agreed in writing by Samba and the Customer.

18. Costs and Expenses

The Customer shall reimburse and pay to Samba on demand all costs, charges and expenses incurred or in connection with any amendment, waiver approval,

consent or suspension of any rights requested by the Customer and relating to this Agreement or arising in connection with the preservation or enforcement of

Samba’s rights under the this Agreement.

19. Complaints

Any complaints from the Customer regarding the Loan or this Agreement shall be directed to Samba’s customer service department or Samba Phone.

20. Governing law and jurisdiction

This Agreement shall be governed by and construed in accordance with the Laws of the United Arab Emirates. The customer hereby irrevocably submits to the

non-exclusive jurisdiction of the Courts of Dubai. Nothing in this clause shall limit the right of Samba to take proceedings against the customer in any other

Court of competent jurisdiction, nor shall the taking of proceedings in one or more jurisdiction preclude the taking of proceedings in other jurisdictions whether

concurrently or not.

21. The Customer agrees to provide to Samba with any information, that it requires for establishing and/or auditing and/or administrating the Customer’s loan

account and facilities. The Customer hereby authorizes Samba to share, obtain and correct any information as it deems necessary regarding the Customer, his/

her accounts and facilities herewith.

22. The Customer also agrees to be bound by Samba’s schedules of charges for providing its services, which schedule of charges is available at all Samba branches

and is updated periodically and therefore is subject to change, which changes are binding on the Customer.

23. Samba may in its sole discretion send statements, advices, confirmations and other communications (including but not restricted to marketing messages) with

respect to a Product, promotion or these Terms and Conditions to the customer’s facsimile number and/or e-mail address and/or mobile number provided by the

customer to Samba.

IN WITNESS WHEREOF this Agreement was executed by the duly authorized representatives of the parties hereto on the

day of

20__________.

_________________________________

The Customer __________________________________

By authorized signatory

Name(s):

Samba Financial Group

Dubai Branch

This format is only for reference purposes and not for execution purposes and the Terms and Conditions of the execution version may vary.