Sample For Loan Without Collateral (Not Suitable For Personal Loans According To The Consumer Credit Act)

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SAMPLE FOR LOAN WITHOUT COLLATERAL (NOT SUITABLE FOR PERSONAL LOANS ACCORDING TO
THE CONSUMER CREDIT ACT)
Loan agreement
between
________________________________________________ Borrower
(Last name, first name, street, postcode/town)
and
________________________________________________ Lender
(Last name, first name, street, postcode/town)
Amount of loan (specify currency):
____________________________________
Amount of loan in words (state currency):
____________________________________
Purpose of loan:
____________________________________
Date of payment: ________________________ [where applicable: With his/her signature, the Bor-
rower confirms receipt of the total amount of loan in cash on the abovementioned date]
Tick as appropriate:
Interest-free
Fixed interest rate of ____% per annum
Variable interest rate: rate shall be adjusted every six months on 30 June and 31 December ac-
cording to the interest rate for variable-rate, interest-bearing first mortgages from [name of bank]
If interest-bearing loan:
Interest payment dates are 30 June and 31 December of each year, starting on ___________
Tick as appropriate:
No payment by instalments
Monthly instalments
Yearly instalments
If payment by instalments:
First instalment due on:
________________________
Number of instalments:
________________________
Instalments (specify currency): ________________________

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