Sample Dispute Letter Template - Existing Credit Accounts

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S
D
L
E
C
A
AMPLE
ISPUTE
ETTER
FOR
XISTING
REDIT
CCOUNTS
Date
Your Name
Your Address
Your City, State, Zip Code
Your Account Number
Name of Creditor
Billing Inquiries
Address
City, State, Zip Code
Dear Sir or Madam:
I am writing to dispute a fraudulent (charge or debit) attributed to my account in the
amount of $______. I am a victim of identity theft and I did not make this (charge or
debit). I ask that the (charge be removed or the debit reinstated), that any finance and
other charges related to the fraudulent amount be credited as well, and that you send me
an accurate statement. I also demand that you send notice to all three credit bureaus
correcting the information on my credit reports.
I reported the theft of my identity to (Name and Address of Law Enforcement Agency). I
have enclosed copies of my identity theft passport issued by the Attorney General of
Montana (use only if you have been issued a passport), an FTC Fraud Affidavit, and the
Police Report supporting my position. Please investigate this matter and correct the
fraudulent (charge or debit) as soon as possible.
Sincerely,
Your Name
Enclosures: (List what you are enclosing.)
December 2005

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