Form Hud-92900-A Va Form 26-1802a Addendum To Uniform Residential Loan Application

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The capitalized terms used in this form refer to those terms as used in the relevant sections of the current
version of Single Family Housing Policy Handbook, HUD 4000.1.
21. The undersigned lender/mortgagee makes the following certifications to induce the Department of Veterans Affairs to issue a certificate of commitment to guarantee the subject loan or a Loan Guaranty
Certificate under Title 38, U.S. Code, or to induce the Department of Housing and Urban Development - Federal Housing Commissioner to issue a firm commitment for mortgage insurance or a Mortgage
Insurance Certificate under the National Housing Act.
A. The loan terms furnished in the final Uniform Residential Loan Application and this Addendum are true, accurate and complete.
B. (1) The information contained in the initial Uniform Residential Loan Application and this Addendum was obtained from the Borrower by an employee of the undersigned lender/mortgagee or its duly
authorized agent and to the best of lender/mortgagee’s knowledge is complete and accurately represents the information obtained by the lender/mortgagee as of the date the Borrower provided the
information to the undersigned lender/mortgagee or its duly authorized agent.
(2) The information contained in the final Uniform Residential Loan Application, which was signed by the Borrower at the time of settlement, was obtained by an employee of the undersigned
lender/mortgagee or its duly authorized agent and to the best of lender/mortgagee’s knowledge is complete and accurately represents the information obtained by the lender/mortgagee as of the date
verified by the lender/mortgagee.
C. The credit report submitted on the subject Borrower (and Co-Borrower, if any) was ordered by the undersigned lender/mortgagee or its duly authorized agent from the credit agency which prepared the
report and was received directly from said credit agency.
D. The Verifications of Employment, Deposit, Rent and Mortgage, as applicable, were requested and received by the lender/mortgagee or its duly authorized agent without passing through the hands of
the Borrower or any Interested Third Party and are to the best of lender/mortgagee’s knowledge accurate.
E. To the best of my knowledge, neither I nor any other Participant (as that term is clarified in HUD Handbook 4000.1, II.A.1.b.ii.(B)) in this Covered Transaction (as that term is clarified at 2 C.F.R. § 180.
200) is suspended, debarred, under a limited denial of participation, or otherwise restricted under 2 C.F.R. part 2424 or 24 C.F.R. part 25, or under similar procedures of any other federal agency.
WARNING: This warning applies to all certifications made in this document.
The knowing submission of a false, fictitious, or fraudulent certification may be subject to criminal and civil penalties, including confinement for up to 5 years, fines, and civil penalties. 18 U.S.C. §§ 287, 1001 and 31 U.S.C. §3729

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