Form Hud-92900-A Va Form 26-1802a Addendum To Uniform Residential Loan Application (Page 4 of 4) in pdf

The undersigned certifies that:

I will not have outstanding any other unpaid obligations contracted in connection with the mortgage transaction or the purchase of the said

(a.)

property except obligations which are secured by property or collateral owned by me independently of the said mortgaged property, or

One of the undersigned intends to occupy the subject property (note: this item does not apply if owner-occupancy is not required by FHA);

(b.)

All charges and fees collected from me as shown in the settlement statement have been paid by my own funds, gift funds, or acceptable

(c.)

Down Payment Assistance program funds, and no other charges have been or will be paid by me in respect to this transaction.

The Mortgagee by and through the undersigned certifies that to the best of its knowledge:

(a) The loan terms, loan type, property address, Borrower information including names, social security number, credit scores, marital status,

employment status, and Borrower occupancy status, in its application for insurance and in this Certificate are true and correct;

(b) All loan approval conditions appearing in any outstanding commitment issued under the above case number have been fulfilled and this

loan closed in a manner consistent with the mortgagee’s approval;

(c) Complete disbursement of the loan has been made to the Borrower, or to his/her creditors for his/her account and with his/her consent and

any escrow has been established in accordance with applicable law;

(d) The note and security instruments are in a form acceptable to HUD and the security instrument has been recorded and is a good and valid

first lien on the property described;

(e) No charge has been made to, or paid by the Borrower, except as permitted under HUD regulations;

(f) The copies of the note and security instruments which are submitted herewith are true and exact copies as executed and filed for record;

(g) It has not paid any kickbacks, fee or consideration of any type, directly or indirectly, to any party in connection with this transaction except

as permitted under HUD regulations and administrative instructions; and

(h) The Mortgagee has exercised due diligence in processing this mortgage and in reviewing the file documents listed at HUD Handbook

4000.1, II.A.7.b. and the documents contain no defect that should have changed the processing or documentation and the mortgage should

not have been approved in accordance with FHA requirements.

I, the undersigned authorized representative of the mortgagee certify that I have personally reviewed the mortgage documents, closing statements,

application for insurance endorsement, and all accompanying documents and request the endorsement of this mortgage for FHA insurance.

Form Hud-92900-A Va Form 26-1802a Addendum To Uniform Residential Loan Application Page 4