Fair Credit Reporting Act Dispute Letter Template printable pdf download

Fair Credit Reporting Act Dispute Letter Template

SAMPLE FAIR CREDIT REPORTING ACT DISPUTE LETTER

Date

Your Name

Your Address

Your City, state, Zip Code

Complaint Department

Name of Credit Reporting Agency

Address

City, State, Zip Code

Dear Sir or Madam:

I am writing to dispute the following information in my file. The items I dispute also are encircled on

the attached copy of the report I received.

(Identify item/s disputed by name of source, such as creditors or tax court, and identify type of item,

such as credit account judgment, etc.) This item is (inaccurate or incomplete) because (describe what is

inaccurate or incomplete and why). I am requesting that the item be deleted (or request another specific

change) to correct the information. Enclosed are copies of (use this sentence if applicable and describe any

enclosed documentation, such as payment records, court documents) supporting my position

Please reinvestigate this (these) matter(s) and (delete or correct) the disputed item(s) as soon as

possible.

Sincerely,

Your name

Enclosures: (List of whatever you are enclosing)

FTC Regional Office

150 William St., Suite 1300

New York, New York 10038

(212) 264-1207

FTC Headquarters

8th & Pennsylvania Ave., N.W.

Washington, D.C. 20580

(202) 326-2222

TDD (202) 326-2502

Adapted for Delaware by Maria Pippidis, from Federal Trade Commission Facts for Consumers

#FO30508.

Fair Credit Reporting Act Dispute Letter Template