Sample Goodwill Letter Template printable pdf download

COMPANY NAME

ACCOUNT NUMBER

Address

To Whom it May Concern at COMPANY NAME,

I am writing to you today regarding my ----------- account which I had while I was a student at ---------------

---------------------. The purpose of my correspondence is to see if you would be willing to make a

"goodwill" adjustment on the reporting of this account to the three credit agencies.

During the time period this account was established I had was very happy with the service, I was

however not the ideal customer and made mistakes with my handling of the account. I should have kept

better records regarding the account and I take full responsibility. I became aware of the unpaid balance

when I got a copy of my credit report in MONTH of 20XX.

I know that payment was my responsibility and I am not attempting to justify this breach of ------------

user agreement, I was however hoping you might review the circumstances under which this non-

payment occurred and consider removing the negative trade line associated with this account from my

three credit reports.

As soon as I became aware of the balance I contacted ----------------- and paid the balance in full. I provide

this not to justify why the account was unpaid, but rather to show that the issue with ----------- is not a

good indicator of my actual credit worthiness. I hope that ---------------- is willing to work with me on

erasing this mark from my credit reports.

I would like to STRESS that the information currently being reported IS accurate, (I am not disputing

anything with ---------------). I am simply asking -------------for a courtesy gesture of goodwill in having the

credit bureaus remove this account from my report. I do recognize that this request is unique and that it

may not be ------------- normal policy. Please consider that the Fair Credit Reporting Act does not demand

that all accounts be reported, only that any account that is reported be reported accurately. Therefore,

a company does have legal discretion and permission to remove any account it chooses from the credit

report. I'm hoping that ------------- will do that in my case for this account.

Your kind consideration in this matter is greatly appreciated.

Best Regards

Name

Address

Sample Goodwill Letter Template