Fillable Home Loan Application Checklist Template printable pdf download

Home Loan Application Checklist

Here is a checklist to have handy when you apply for a home loan with St.George Bank. This checklist is

only meant as a guide, as all of the points may not relate to you. Bear this in mind when working through

the checklist.

Savings History

You may need to provide us with a copy of your passbook or all statements of your savings account(s) held with

other banks or financial institutions – covering a period of the last three months.

Proof of income

You will need to provide us with the following documentation for proof of income to support your application:

Salary/Wage Earner

Your last two consecutive payslips which contain the following:

• Details of each component of your income

• Current and year-to-date gross and net income

• Your name and your employer’s name.

Or alternatively, any two of the following:

• Salary/employment letter from your current employer confirming length of employment, your gross basic

wage together with any other components relating to your salary

• Most recent employment contract which identifies your name, employer’s name and gross basic wage

together with any other components relating to your salary

• Latest payment summary/group certificate, tax assessment notice or tax return

• Evidence of consistent income amount regularly deposited to your bank account

• Latest payslip which identifies your name, employer’s name and your gross and net income.

Self-employed Applicants

You will need to provide us with copies of your personal income tax returns and full financial statements for the

past two years, and the most recent financial year’s Assessment Notice, which is no older than 18 months at the

date of application.

Rental Properties

If you are purchasing a rental property, provide us with a letter from a real estate agent indicating the anticipated

rental income. If you have a property which is already tenanted, you will need to provide us with a copy of

the current Residential Tenancy agreement and recent bank statements showing rent payments or a rental

statement from the managing real estate agent.

Centrelink Payments

A letter from Centrelink (or Department of Social Security, or equivalent) detailing current entitlements.

Commission/bonuses

Details from your employer confirming payments received over the last two years, plus copies of your tax returns

for the corresponding two-year period.

Maintenance

A copy of the Court Order and a current statement from the Child Support Agency showing amounts received,

together with copies of current statements showing payments over a six-month period.

Commitments

Loans and cards with other financial institutions

Provide details of other loans, e.g. credit card statements, personal loan statements.

Expense Details

Provide details of any extraordinary expenses, e.g. private school fees,

maintenance payments.

Home Loan Application Checklist Template

Related Articles

Related forms

Related Categories