PRE-CLOSING COMPLIANCE REVIEW FILE CHECKLIST
RESET
Home Advantage Program – Washington State Housing Finance Commission
WSHFC Loan # _____________________
Lending Institution ________________________________________
Mortgagor Name ________________________________________________________________________________
Last
First
MI
Contact Name __________________________________ Phone __________________ FAX _________________
Contact Email __________________________________________________________________________________
ALL COPIES MUST BE LEGIBLE. SUBMIT THE FOLLOWING ITEMS:
CHECK THE
WSHFC USE
ITEMS INCLUDED
THESE ITEMS ARE REQUIRED FOR ALL FILES
ONLY
This Checklist (15.13)(rev.05/25/2016)
Copy of paid receipt for inspection OR evidence a 1-year homeowner warranty for new construction will
be provided at loan closing
Copy of Real Estate Purchase & Sales Agreement, signed by seller(s) and buyer(s)
Copy of typed and updated Residential Loan Application for first mortgage –
Interest Rate, Loan Amounts, and Income to match DU Findings and Signed Transmittal
Copy of underwriter’s signed 1008/92900-LT/VLA
Copy of final Automated Underwriting System (AUS) approval
Copy of signed and dated
Early Payment Default Notification
(15.15)(rev.6/29/2015)
Copy of WSHFC
all Borrowers
Homebuyer Education Certificate for
For EnergySpark:
EnergySpark: Copy of Pre-Closing Energy Audit OR green Building Certification for new construction
Home Advantage Second Mortgage:
Yes
No
Is Borrower receiving a Home Advantage second mortgage?
If “Yes”, please list the amount of second mortgage: $ ________________
(Home Advantage cannot exceed 4% of loan amount)
OTHER SUBORDINATE MORTGAGES (SEE NEXT PAGE): PLEASE INCLUDE THIS DOCUMENTATION.
NON-COMMISSION SUBORDINATE FINANCING:
List program, loan amount and lien position: ________________________________________________
WHEN COMPLETE, UPLOAD TO MITAS:
Please check our
MITAS
page for the current status of your loan. Call 1-888-366-6639 if you have any questions.
***Washington State Housing Finance Commission Use Only***
A P P R O V E D
D E C L I N E D
Date: _______________ Reviewed by: __________________________________________ Date: _________________
____________________________________________________________________________________________________
____________________________________________________________________________________________________
____________________________________________________________________________________________________
COMMISSION DOWNPAYMENT ASSISTANCE SECOND MORTGAGE PROGRAMS:
(Rev. 05/25/2016)
Washington State Housing Finance Commission
(15.13.1)