E Sign Policy printable pdf download

E-Sign Policy

MiMutual will now accept E-Signed Origination documents (i.e. application, application disclosures,

etc.), once you have been approved through our Client relations department. This policy is to provide

detailed information regarding electronic signature requirements.

Ineligible loan programs and documents:



Any closing documents or any documents that require notarization or witnesses, including

Power of Attorney



SSA-89 form (requires borrower’s wet signature)



LOX for Inquiries (requires borrower’s wet signature)



Priority Appraisal Credit Card Authorization (requires borrower’s wet signature)

MiMutual will accept applications from third-party originators using one of the approved vendors below.

The application must be fully completed and submitted with all requested items to the Client Relations

team for consideration. The application must be reviewed and approved before any loans using e-sign

may be submitted.

MiMutual’s Approved Vendors



Adobe® EchoSign®



A la Mode, Inc.®



Calyx Software®INK-it™



DocMagic, Inc.



DocuSign®



Ellie Mae® Encompass

Additional Eligible Vendors



Accenture (fka

eLynx, uSign,

MRG Document

Mortgage Cadence)

Swiftview, or INBOX

Technologies



DocVelocity ®)

eOriginal®

National Credit-



Reporting System, Inc.

CIC®

Encomia



(NCS)

CSi

Fiserv



SigniaDocs

Cogent Road

Integrated Media



Management (IMM)

Silanis’ ApproveIt®

Data-Vision, Inc.



Remote Docs®

Sutisoft®

International



Document Services

Wave eSignSystems

Digital Delivery, Inc.



(IDS)

Wolters Kluwer

Document Express, Inc.



Mortgagebot, LLC

DocuPrep

Xerox Blitzdocs



Mortgage Builder

DocuTech™

All loan submissions using E-Sign must include a Disclosure Tracking Summary or Disclosure Tracking

Details (see E-Sign Disclosure Tracking Job Aid). If the Disclosure Tracking Details indicate that

disclosures were either not delivered in a timely manner to ensure compliance with federal and state

regulations, or not in compliance with the E-Sign Act, the loan is ineligible for delivery with MiMutual.

E Sign Policy

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