Operating Costs & Living Expenses Worksheet Template

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OPERATING COsTs & LIVING EXPENsEs WORKsHEET
Add up the total costs from both tables, and see how the final figure compares to your monthly income. If there’s
a shortfall, you’ll need to make adjustments in order to achieve your goal of homeownership. You might look for
ways to reduce variable expenses, such as entertainment, vacations, and dining out, or consider purchasing a
different home.
Operating Costs
Use this worksheet to itemize the costs that are directly related to running a home.
Projected Monthly Cost
Operating Expenses
Current Monthly Cost
in New Home
Rental accommodation or Mortgage payment
Utilities
Heat
Electricity
Telephone/cell phones
Cable or satellite television
Internet
Condo fees
Municipal water/sewage rates
Municipal garbage
Maintenance (for example)
Cleaning products, garden products, road salt/
de-icer, furnace filters
Clear
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