Athletic Accident Insurance - Maricopa County Community College

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Athletic Accident Insurance
As an athlete at a Maricopa County Community College (MCCCD) institution you are provided with a secondary accident
insurance policy. This insurance policy is NOT a health insurance policy and may not be used in cases of illness. This is
an accident insurance policy that provides supplemental (secondary) coverage for all injuries sustained while
participating in intercollegiate athletics.
This means that your personal insurance (primary insurance) carrier WILL BE utilized and they will pay their normal
benefits before the school’s supplemental accident insurance will pay any benefits. For example: if you belong to an HMO
or PPO (CIGNA, Intergroup, Aetna, BC/BS, etc.), you must follow their procedure for filing a medical claim. After your
private insurance has paid its portion of the benefits, then the secondary accident insurance will apply to the remaining
portion of the medical bill. As with all insurance carriers, the supplemental accident insurance has its restrictions and
exclusions. Therefore, all claims must be filed as soon as possible with the athletic trainer to prevent claim denial due to
time restrictions. In addition, the supplemental accident insurance is not required to pay all remaining balances after the
primary insurance carrier has been utilized. If this is the case, the remaining balance after both the primary and
supplemental insurance have been utilized, is the responsibility of the student athlete.
The athletic trainer will assist you with filing a claim with the supplemental accident insurance carrier. It is important to
note that all medical bills are the responsibility of the student athlete. It is also the responsibility of the student
athlete that all medical claims are properly filed with their own personal (primary) insurance carrier, and with the
school provided supplemental accident insurance carrier. If a medical claim is not filed properly or the primary
insurance carrier’s guidelines are not followed the student athlete will be responsible for any and all medical bills. At times
the supplemental accident insurance policy will require additional information from the student athlete. Again this is the
sole responsibility of the student athlete to follow through with all additional requests from both the primary and
supplemental insurance companies. Failure to follow through with these requests can lead to failure and delay of any
payment for medical treatments and the possibility of the student athlete going into collections.
My signature verifies that I understand the accident insurance policy provided by MCCCD is a supplemental insurance
policy. I also understand that if I do not follow the claim filing procedures set forth by my primary insurance carrier and the
school provided supplemental insurance carrier, I will be responsible for all medical bills.
Printed name: ______________________________________________ Sport: _______________________
Signature: _________________________________________________ Date: _______________________
Signature of Parent/Guardian if Student athlete is under 18:
__________________________________________________________ Date: ______________________
___ I am NOT covered under a group insurance and/or have no insurance coverage. I understand that I am responsible for
any medical bills not covered by the secondary (supplemental) accident only insurance.
___ I am covered under the following plan:
Name of Policy Holder__________________________ Relationship__________ Date of Birth ___ /___ /______
Insurance Company________________________________________________
Policy/ID Number_______________________________
Group Number_______________________________
Insurance Company Address_________________________________________________________________________
Street
City
State
Zip
Insurance Company Phone: (_____ )____________________ HMO______PPO______ Private/Other _________
**You must attach a copy of your insurance card (front and back) in order for this form to be
complete.
In case of Emergency, please notify ________________________________ Relationship________________
Home Phone _________________ Business Phone _________________ Cell Phone ____________________
Address_______________________________________________ State_______ Zip__________
Athletes Medications /Allergies/Medical Conditions _____________________________________________________

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