Zero-Based Budget Template
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1ZERO-BASED BUDGET
INCOME
AMOUNT
FOOD
AMOUNT
Income 1
Groceries
Income 2
Restaurants
Income 3
TOTAL
Income 4
TOTAL
CLOTHING
AMOUNT
Adults
CHARITY
AMOUNT
Children
Tithes
TOTAL
Charity & Offerings
Other
TOTAL
TRANSPORTATION
AMOUNT
Gas & Oil
Repairs & Tires
SAVING
AMOUNT
License & Taxes
Emergency Fund
Insurance
Retirement Fund
TOTAL
College Fund
TOTAL
PERSONAL
AMOUNT
Pocket Money (His)
HOUSING
AMOUNT
Pocket Money (Hers)
First Mortgage
Childcare
Second Mortgage
Education
Real Estate Tax
Books/Supplies
Insurance
Organization Dues
Repairs
Gifts
HOA
Pet Supplies
Other
Cleaning Supplies
TOTAL
Toiletries
Entertainment
Vacations
UTILITIES
AMOUNT
Sinking Funds
Electricity
Other
Gas
TOTAL
Water
Trash
Phone
DEBT
AMOUNT
Internet
Car Payments
Cable
Student Loans
Other
Credit Cards
TOTAL
Other
TOTAL
INSURANCE
AMOUNT
Life
MEDICAL/HEALTH
AMOUNT
Health
Medications
Disability
Doctor
Identity Theft
Dentist
Long-Term Care
Optometrist
TOTAL
TOTAL
Add up totals in all categories (Zero-Based budget Income = Expense)
=
TOTAL INCOME
TOTAL EXPENSE
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Parent category: Financial