Florida Mortgage Loan Originator License Instructions (Page 2 of 3) in pdf

6. FBI Criminal Background Check. The FBI criminal background check must be completed by the

NMLS authorized live scan service provider and completed as part of your NMLS filing. Fingerprints

taken for the FBI background check by anyone other than the NMLS live scan service provider will not

be accepted by NMLS.

***Effect of Law Enforcement Records on Applications for Loan Originator ***

https:// BROKERAGE&ID=69V-40.00112

7. Disclosure Questions. Provide the following documents related to all events or proceedings for any

“Yes” answer to any of the disclosure questions on the Individual (MU4) Form:

(a) A copy of the police arrest affidavit, arrest report or similar document.

(b) A certified copy of the charges.

(d) A certified copy of an order of entry into pre-trial intervention, and the order of termination of pre-trial

intervention showing dismissal of charges where applicable.

(e) A certified copy of an order of termination of probation or supervised release, if applicable. If the

requested documentation cannot be obtained, the relevant person shall submit evidence of that fact in

order for the application to be deemed complete. Evidence that documentation cannot be obtained shall

consist of a written statement on the letterhead of the agency that would be the custodian of the

documents, signed by a representative of that agency, stating that they have no record of such matter, or

that the record is lost or was damaged or destroyed, or otherwise stating why the document cannot be

produced.

8. Credit Report. Authorize the Registry to obtain and make available to the Office of Financial Regulation

an independent credit report on the applicant. The cost of the credit report shall be borne by the

applicant.

Upon written request by the Office of Financial Regulation each applicant shall provide documents related

to “adverse credit history information” contained in the applicant’s credit report. The requested documents

provided by the applicant must be legible. Documents that are typically requested by the Office include,

but are not limited to:

(a) Copies of satisfaction of judgment.

(b) Copies of satisfaction of outstanding tax liens or other governmental liens.

resolved or adjudicated.

(d) Copies of account statements or letters from the creditors explaining the current status of accounts.

For security purposes, the relevant person may redact all but the last four (4) digits of the account number

prior to submitting the document to the Office.

(e) Copies of tax returns, pay stubs, or other documentation of income.

If the documents requested above cannot be obtained, the relevant person shall submit evidence of that

fact in order for the license application to be deemed complete. Evidence that documents cannot be

obtained shall consist of a written statement from the agency’s or creditor’s records custodian that is

written on the agency’s or creditor’s letterhead; indicates that the agency or the creditor does not have

any record of such matter or that the record was lost, damaged, or destroyed, or cannot otherwise be

produced and provide a statement as to why the record cannot be produced; and is signed by the

Florida Mortgage Loan Originator License Instructions Page 2