Budget Analysis Sheet
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1B U D G E T
A N A L Y S I S
S H E E T
MONTHLY LIVING EXPENSES
MONTHLY DEBT PAYMENTS
Basic Living Expense Items
Amount
Totals
Name of Creditor
Balance
Monthly Payments
Mortgage or Rent
Taxes / Household Insurance
Electric
Heat
Water and Sewage
Phone
Cable
Garbage
Repairs/Maintenance
Groceries/Meat/Laundry Items
Lunches
Gasoline and Oil
Auto Repairs/Maintenance
Auto Insurance
Bus Fare
Parking
Life Insurance*
Health/Hospital Insurance*
Doctor**
Dentist**
Prescriptions**
Eyeglasses**
Clothing
Dry Cleaning/Laundry
Child Care
Support Payments
Local Wage Tax*
*Not employer provided or deducted **Not covered or reimbursed by insurance
Total Living Expenses:
______________
Total Monthly Debt Payments:
______________________
MISCELLANEOUS EXPENSES
Miscellaneous Expense Items
Amount
Totals
Total Monthly Debt Payments:
_________________
Dependent Allowances
+ Total Monthly Living Expenses:
_________________
Barber/Beauty Shop
+ Total Miscellaneous Expenses:
_________________
Beverages
Books and Newspapers
Church Contributions
= Total Outlay
_________________
Savings
Dinner Out/Fast Foods
vs.
Gifts
Cigarettes/Tobacco
Toiletries
Total Income:
_________________
Tuition
Pets
Shortage or Surplus?
_________________
Recreation
Other
Other
Other
Total Miscellaneous Expenses:
______________
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Parent category: Business