Erie
S hores
C ouncil
Pioneer
S cout
R eservation
Boy
S couts
o f
A merica
Scout
N ame:
_ ____________________
Troup
N umber:
_ ___________________
Merit
B adge:
P ersonal
M anagement
The
a bove
S cout
h as
c ompleted
t he
f ollowing
p rerequisites
f or
t he
a bove
l isted
m erit
b adge.
I t
i s
n ecessary
f or
a
scoutmaster
t o
s ign
o n
t he
l ine
f or
e very
r equirement
c ompleted
o n
t his
f orm.
1a.
C hoose
a n
i tem
t hat
y our
f amily
m ight
w ant
t o
p urchase
t hat
i s
c onsidered
a
m ajor
e xpense.
____________________________
1b.
Write
a
p lan
t hat
t ells
h ow
y our
f amily
w ould
s ave
m oney
f or
t he
p urchase
i dentified
i n
requirement
1 a.
1.
Discuss
t he
p lan
w ith
y our
m erit
b adge
c ounselor
____________________________
2.
Discuss
t he
p lan
w ith
y our
f amily
____________________________
3.
Discuss
h ow
o ther
f amily
n eeds
m ust
b e
c onsidered
i n
t his
p lan.
____________________________
1c.
Develop
a
w ritten
s hopping
s trategy
f or
t he
p urchase
i dentified
i n
r equirement
1 a.
1.
Determine
t he
q uality
o f
t he
i tem
o r
s ervice
( using
c onsumer
p ublications
o r
r ating
systems).
____________________________
2.
Comparison
s hop
f or
t he
i tem.
F ind
o ut
w here
y ou
c an
b uy
t he
i tem
f or
t he
b est
p rice.
(Provide
p rices
f rom
a t
l east
t wo
d ifferent
p rice
s ources.)
C all
a round;
s tudy
a ds.
L ook
for
a
s ale
o r
d iscount
c oupon.
C onsider
a lternatives.
C an
y ou
b uy
t he
i tem
u sed?
S hould
you
w ait
f or
a
s ale?
____________________________
2a.
P repare
a
b udget
r eflecting
y our
e xpected
i ncome
( allowance,
g ifts,
w ages),
e xpenses,
a nd
s avings.
Track
y our
a ctual
i ncome,
e xpenses,
a nd
s avings
f or
1 3
c onsecutive
w eeks.
( You
m ay
u se
t he
f orms
p rovided
i n
t his
pamphlet,
d evise
y our
o wn,
o r
u se
a
c omputer
g enerated
v ersion.)
W hen
c omplete,
p resent
t he
r esults
t o
y our
merit
b adge
c ounselor.
____________________________
Camp
F rontier