Personal Monthly Budget Template - Spartan Federal Credit Union

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PERSONAL BUDGET
SPARTAN
F e d e r a l C r e d i t U n i o n
Save like a Spartan
MONTHLY INCOME
AMOUNT
Use this worksheet to see how much money you
spend this month. Then, use this month’s information
Paychecks (salary after taxes,
to help you plan next month’s budget.
benefts and check cashing fees)
Some bills are monthly and some come less often.
Other income (after taxes)
If you have an expense that does not occur every
month, put it in the “Other expenses” category.
TOTAL MONTHLY INCOME
MONTHLY EXPENSES
AMOUNT
MONTHLY EXPENSES
AMOUNT
Rent or mortgage
Medicine
Renter's/homeowner's insurance
Health insurance
Other health expenses
Utilities (like electricity & gas)
(like doctors & eyeglasses)
Internet, cable & phones
Entertainment (like movies)
Other housing expenses
Money given/sent to family
(like property taxes)
Groceries & household supplies
Laundry
Meals out
Clothing & shoes
Other food expenses
Child support
Car loan
Child care
Car maintenance (like oil changes)
Other expenses (like beauty care)
Car insurance
Bank or credit card fees
Public transportation
Other fees
School costs
Gas for car
(supplies, tuition, student loans)
Parking & tolls
Other payments (like credit cards)
Other transportation expenses
Other expenses
TOTAL MONTHLY EXPENSES
TOTAL MONTHLY EXPENSES
Is your income more than your expenses?
You have money left to save.
=
Are your expenses more than your income?
INCOME
EXPENSES
Look at your budget to fnd expenses to cut.
For more help with budgeting, contact us today!
SPARTAN
864.503.9998 •
F e d e r a l C r e d i t U n i o n
Save like a Spartan
This credit union is federally insured by the National Credit Union Administration and is an Equal
Housing Lender.

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