Sample Credit Dispute Letter
Date
Your Name
Current Address
City, State, Zip Code
Complaint Department
Credit Bureau Credit Information Services
Credit Bureau Address
City, State, Zip Code
Dear Sir,
I am writing to dispute the following information in my credit file. The items I am disputing have been
circled on my enclosed credit report.
The lien on xx/xx/2008 and bankruptcy filed xx/xx/2008 are inaccurate because I never had a lien or
bankruptcy filed. I am requesting that these items be deleted to correct my file.
Please investigate these matters and delete the disputed items as soon as possible. I am requesting this
letter become part of my file.
Sincerely,
Name
Enclosures: Credit Report copy