Form 2301 - Application For Appointment As A Texas Notary Public, Notary Public Errors & Omissions Insurance Policy Page 3

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Bond Number
NOTARY PUBLIC ERRORS & OMISSIONS INSURANCE POLICY
HARTFORD FIRE INSURANCE COMPANY will pay on behalf of:
Named Insured:
Limit of Insurance:
(U.S.)
Address:
Deductible:
None
Policy Period:
From:
To:
Throughout this policy the words you and your refer to
We have the right and duty to defend any claim or suit
the Named Insured. The words we, us and our, refer to
seeking such damages, but:
the Company providing this insurance.
1.
The amount we will pay for damages shall not
exceed in the aggregate
AGREEMENT
(Not valid for over $50,000.)
In return for payment of premium when due and subject
2.
We may, at our discretion, investigate any
to all the terms of this policy, we agree with you as
occurrence and settle any claim or suit that may
follows:
result; and
3.
Our right and duty to defend end when we have
used up the applicable limits of liability in the
SECTION I – COVERAGE
A. Insuring Agreement
payment of judgments or settlements or claim
We will pay on behalf of the insured all sums which
expenses. This applies both to claims and suits
the insured shall become legally obligated to pay as
pending at the time and those filed thereafter.
damages because of errors or omissions arising out
of the performance of the services as a notary public
No other obligation or liability to pay sums or perform acts
for any person or organization who is not an insured
or services is covered unless explicitly provided for under
under this policy.
this policy.
This policy applies only if:
B. Exclusions
1.
The error or omission takes place within the
This policy does not apply to:
jurisdiction where licensed between the From
1.
Errors or omissions expected or intended from the
Date and the To Date of the Policy Period, but
standpoint of the insured or liability arising out of
the claim or suit must be brought within the
any dishonest, fraudulent, criminal or malicious
United States of America.
act or omission of any insured, or liability arising
2.
Claim for damages must be within the
out of the willful violation of a penal statute or
limitations period pertaining to a Notary Public.
ordinance committed by or with the knowledge or
3.
At the time you first applied for your policy you
consent of the insured.
had no knowledge of any claim or suit or of any
2.
Liability arising out of the certification or
occurrence which might reasonably be expected
acknowledgment of a signature without the
to result in a claim or suit. Any such claim or
physical appearance before the insured or the
suit or occurrence you had knowledge of when
person who is, or claims to be, the person signing
you first so applied is not covered under this
the instrument.
policy. A claim shall be considered as being
first made:
SECTION II – DEFINITIONS
a. When written claim is first made against an
“Claim” means a demand received by any insured for
insured for damages; or
damages alleging injury or damage to persons or property,
b. When written notice is received from an
including the institution of a suit for such damages against
insured by us of an occurrence which may
any insured.
result in a claim under this policy;
whichever happens first.
“Claim expenses” means all expenses incurred by the
insured or us in the investigation, negotiation, arbitration,
If more than one claim is made for damages arising
settlement or defense of any claim or suit covered by this
out of the same occurrence, all subsequent claims
policy, whether paid by us or the insured, but the term
shall be considered as having been made at the time
claim expenses does not include salaries of the insured’s
the earliest claim arising out of the occurrence was
regular employees or our employees, or independent
made.
adjusters.
Form 763-A-O Printed in U.S.A. (NS) Ed-1-94
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