Medicaid Eligibility Chart

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Quick Reference
Medicaid Eligibility
Elderly, Blind and Disabled Categories (AABD)
Income
Program
Income Limit
Disregards
Resource Limit
Excluded From Resources
Counted Toward Resource Limit
Other Requirements
Individual
Couple
A home
Cash on hand and in bank (less
Elderly, blind or disabled. Elderly
$721
$1,082
$20 General
Individual $2000
income received that month)
is defined as age 65 or older
1 car excluded if under $4500, if
exclusion
Couple
$3000
over $4500, excluded if used for
Stocks and bonds
SSI recipient
SSI
applied to
getting to doctor or work or is
Real property other than the home
DHS does not
unearned
disability equipped. 2
car
nd
determine eligibility for
Personal property
income first
excluded if used for self-
this category.
Life insurance with a cash surrender
employment in a trade or
Individuals who qualify
value if face value is over $1500
$65.00 + ½ of
business.
for SSI automatically
Revocable burial funds (less $1500
remainder of
Some non-home income
receive Medicaid.
exclusion per spouse if $1500
monthly
producing properties
exclusion is not used through
earned
Life insurance without a cash
application of other burial
income.
surrender value
arrangements)
Burial spaces
Irrevocable burial arrangements
Must re-enroll for spend down
AABD
$108.33
$216.66
Same as SSI
Same as SSI
Same as SSI
Same as SSI
every three months. The Spend
Adult
If income
If income
Down will be set up for a fixed
Spend Down
exceeds limit,
exceeds limit,
period of time, not to exceed 3
deduct
deduct
months.
medical bills
medical bills
Current recipient of SSA
$721
$1,082
Same as SSI
Individual $2000
Same as SSI
Same as SSI
Previously entitled to SSA and SSI
Couple
$3000
concurrently
Pickle (COLA)
Deduct all
Lost SSI for any reason and would
COLAs
be SSI eligible with deductions of
received since
all COLAs received since loss of
loss of SSI
SSI
Same as SSI
Age 18 or older
$721
$1,082
Individual $2000
Same as SSI
Same as SSI
Became disabled or blind before
Deduct DAC
Couple
$3000
age 22
Disabled Adult Child
entitlement or
Lost SSI due to DAC entitlement
(DAC)
increase that
or DAC increase
made them
SSI ineligible
Same as SSI
Under age 65
Widows or Widowers
$721
$1,082
Individual $2000
Same as SSI
Same as SSI
Not entitled to Medicare
(OBRA)
Deduct all
Couple
$3000
Lost SSI due to entitlement of
SSA income
SSA Widows/Widowers benefits
Division of County Operations
1/2014

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