Christmas Spending Spreadsheet printable pdf download

Christmas Spending Spreadsheet

Planning for Christmas Spending

Retailers have designed the holidays seemingly

for the express purpose of wrecking everyone’s

budget. It is the season of impulse purchases and unexpected expenses. To survive, you must have

a thorough budget and be prepared to stick to it. If you over spend in one area, be prepared to cut

spending in another area.

Who Needs a Gift?

Family

Friends

Teachers, Coworkers, etc.

When you make your shopping list, think of it as more of a wish list than

Christmas is

reality. It is unlikely that you will be able to purchase a gift for everyone on

the season when

your list. Once you have a list, review item and cut it down to something

you buy this year’s

more manageable. Remember to keep the spirit of the holidays first in your

gifts with next

mind even when businesses try to pressure you into a consumerist attitude.

year’s money.

To save money, consider offering a friend a gift certificate for free baby-

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sitting or another service they need instead of purchasing something.

Christmas Spending Spreadsheet