EMPLOYEE BENEFITS ‐ DECLINATION OF COVERAGE
SIG Waiver Form
Please read and complete this form if any coverage is declined or refused by an eligible employee
and their eligible family members:
Employee Benefits Eligibility with Schools Insurance Group:
All regular full‐time employees working 20 or more hours per week. Check with your school district
for effective date.
Eligible Dependents include:
∙ Your legal spouse
∙ Your qualified domestic partner
∙ Your children until age 26
∙ Your qualified domestic partner’s children until age 26
∙ Your dependent child who is incapable of self‐support because of a mental or physical disability
Your benefit elections or declination of coverage remains in effective until Schools Insurance
Group’s next Open Enrollment unless you have a qualifying life event as defined by the IRS:
The addition of a dependent through birth, adoption or marriage
The loss of a dependent through divorce or death, or if your child reaches the maximum age
limit for coverage
A change in your or your spouse’s employment status from full‐time to part‐time or vice
versa
A substantial change in your benefits coverage or a spouse’s coverage
The addition or separation of a qualified domestic partner
Change in eligibility for Medicaid or Children’s Health Insurance Program (CHIP) subsidy
If you experience a family status change and want to change your benefits, you MUST contact
Human Resources within 30 days of the change.
If you decline enrollment for yourself or your dependent (including your spouse) because of other
health insurance coverage and that coverage ends, you may be able to enroll yourself or your
dependents in this plan outside of Open Enrollment. In order to exercise this option, you must
request enrollment during the first 30 days after your other coverage ends.
Employee: Last Name__________________ First Name_________________
Full Time
Part Time
(Please complete next page)
1 of 2