Civil Court of the City of New York
County of ______________________
Index Number _________________
____________________________________
WRITTEN ANSWER
ACTION FOR MONEY ONLY
Plaintiff(s),
-against-
,
Defendant(s)
__________________________________________
Defendant ________________________________ answers the Complaint as follows:
ANSW ER: (Check all that apply)
1.____ General Denial: I deny the allegations in the Complaint.
SERVICE
2.____ I did not receive a copy of the Summons and Complaint.
3.____ I received the Summons and Complaint, but service was not correct as required by law.
DEFENSES
4.____ I do not owe this debt.
5.____ I did not incur this debt. I am a victim of identity theft or mistaken identity.
6.____ I have paid all or part of the alleged debt.
7.____ I dispute the amount of the debt.
8.____ Plaintiff is required to be licensed by the department consumer affairs of the City of New York and does
not allege a license number in the Complaint.
9.____ Statute of limitations (the time has passed to sue on this debt: more than six years).
10.___ This debt has been discharged in bankruptcy.
11.___ The collateral (property) was not sold at a commercially reasonable price.
12.___ Unjust enrichment (the amount demanded is excessive compared with the original debt).
13.___ Violation of the duty of good faith and fair dealing.
14.___ Unconscionability (the contract is unfair).
15.___ Laches (plaintiff has excessively delayed in bringing this lawsuit to my disadvantage).
16.___ Defendant is in the military.
17.___ Other ________________________________________________________________________
OTHER
18.___ Please take notice that my only source of income is _______________________, which is exempt from collection.
COUNTERCLAIM(S)
19.___ Counterclaim(s): $___________________ Reason:__________________________________________
VERIFICATION
State of New York, County of ___________________ss:
_____________________________, being duly sworn, deposes and says: I have read the Answer in W riting and know the contents to
be true from my own knowledge, except as to those matters stated on information and belief, and as to those matters I believe them to
be true.
Sworn to before me this ____ day of ________, 20____.
Signature of Defendant
Notary/Court Employee
____________________________________________
Defendant’s address
This case is scheduled to appear on the calendar as follows:
Date:
Part:
Room:
Time:
Both sides notified
FREE CIVIL COU RT FORM
N o fee m ay be charged to fill in this form .
CIV-GP- 58d W ritten Answer M oney O nly(12/08)
Form can be found at:
s.shtm
l.