Personal Monthly Budget Template

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Personal Monthly Budget Template
Income 1
$2,500
PROJECTED BALANCE (Projected income minus expenses)
$940
PROJECTED MONTHLY INCOME
Extra income
$500
Total monthly income
$3,000
ACTUAL BALANCE (Actual income minus expenses)
$960
Income 1
$2,500
ACTUAL MONTHLY INCOME
Extra income
$500
DIFFERENCE (Actual minus projected)
$20
Total monthly income
$3,000
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Projected Cost
Actual Cost
Difference
$100
-$50
Mortgage or rent
$1,500
$1,400
Video/DVD
$0
$50
-$40
$0
Phone
$60
$100
CDs
-$10
$0
Electricity
$50
$60
Movies
$20
$0
Gas
$200
$180
Concerts
$0
$0
Water and sewer
Sporting events
$0
$0
Cable
Live theater
$0
$0
Waste removal
Other
$0
$0
Maintenance or repairs
Other
$0
$0
Supplies
Other
$0
Other
Total
$0
$50
-$50
Total
$1,810
$1,740
$70
LOANS
Projected Cost
Actual Cost
Difference
$0
TRANSPORTATION
Projected Cost
Actual Cost
Difference
Personal
$0
$0
Vehicle payment
$250
$250
Student
$0
$0
Bus/taxi fare
Credit card
$0
$0
Insurance
Credit card
$0
$0
Licensing
Credit card
$0
$0
Fuel
Other
$0
Maintenance
Total
$0
$0
$0
$0
Other
Total
$250
$250
$0
TAXES
Projected Cost
Actual Cost
Difference
$0
Federal
$0
INSURANCE
Projected Cost
Actual Cost
Difference
State
$0
$0
Home
Local
$0
$0
Health
Other
$0
Life
Total
$0
$0
$0
$0
Other
Total
$0
$0
$0
SAVINGS OR INVESTMENTS
Projected Cost
Actual Cost
Difference
$0
Retirement account
$0
FOOD
Projected Cost
Actual Cost
Difference
Investment account
$0
$0
Groceries
Other
$0
Dining out
Total
$0
$0
$0
$0
Other
Total
$0
$0
$0
GIFTS AND DONATIONS
Projected Cost
Actual Cost
Difference
$0
Charity 1
$0
PETS
Projected Cost
Actual Cost
Difference
Charity 2
$0
$0
Food
Charity 3
$0
Medical
Total
$0
$0
$0
$0
Grooming
$0
Toys
LEGAL
Projected Cost
Actual Cost
Difference
$0
$0
Other
Attorney
$0
Total
$0
$0
$0
Alimony
$0
Payments on lien or judgment
$0
PERSONAL CARE
Projected Cost
Actual Cost
Difference
Other
$0
Medical
Total
$0
$0
$0
$0
Hair/nails
$0
Clothing
TOTAL PROJECTED COST
$2,060
$0
Dry cleaning
$0
Health club
TOTAL ACTUAL COST
$2,040
$0
Organization dues or fees
$0
Other
TOTAL DIFFERENCE
$20
Total
$0
$0
$0

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