Denied Credit Letter

If you have been denied credit you have a right to know why under the Federal Fair Credit Reporting Act.

Below is a sample letter that you can use to request information on why you were denied the issuance

of credit.

Denied Credit Letter Advice:

As soon as possible after you have learned that your credit has been denied you should write a

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letter requesting why was not given to you.

Your letter should be professional in tone and simply state you would like to find out why your

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credit was denied under the Federal Fair Credit Reporting Act.

Specifically you want to request if there is any negative information that was obtained that is

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not correct.

End on a positive note so if there was a mistake made you will still have a sound business

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relationship.

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Parent category: Financial