Bmi Rating Parameters
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1Where the BMI is less than 18 the
case will be referred to underwriting.
BMI
RATING PARAMETERS
LIFE BMI TABLE
The table below indicates the BMI range where loadings will be applied. Loadings
will commence at +27.5% and will increase depending on the actual BMI levels.
AGE NB
BMI
LIFE DECISION
31 – 44
Loadings will apply
0-30
45 and above
Terms not available
32 – 44
Loadings will apply
31–49
45 and above
Terms not available
34 – 44
Loadings will apply
50+
45 and above
Terms not available
SERIOUS ILLNESS COVER (SIC) BMI TABLE
The table below indicates the BMI range where loadings will be applied. Loadings
will commence at +27.5% and will increase depending on the actual BMI levels.
AGE NB
BMI
SIC DECISION
30 – 38
Loadings will apply
0-30
39 and above
Terms not available
30 – 39
Loadings will apply
31–49
40 and above
Terms not available
32 – 39
Loadings will apply
50+
40 and above
Terms not available
INCOME PROTECTION COVER
BMI loadings for Income Protection Cover will vary depending on age, gender
and the deferment period. For indicative terms please contact our pre-sale team.
VITALITY.CO.UK/LIFE
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