Instructions for Enforcing a Judgment using Garnishment
If you are the plaintiff and you win the case, the court may order the defendant to pay you money. If the
defendant is ordered to pay you money, the defendant (called the “debtor” after judgment, and you are
called the “creditor”) may pay right away, or you may give the debtor more time to pay. If the debtor does
not pay, there are steps you can take to get the money. This is called enforcing the judgment. There are
fees for these steps.
If someone else owes the debtor money, you can ask the court to order that person to send the money to the
court office. The court will then pay you. This is called garnishment. For example, if you know where the
debtor has a bank account or where the debtor works, you can ask the court to have the debtor’s bank or
employer pay money to the court.
Step 1: COMPLETE and FILE a Notice of Garnishment form and an Affidavit for Enforcement Request
(Form 20P) with the court office. The clerk will stamp the notice. There is a fee.
Step 2: SERVE. You then serve a copy of the stamped notice of garnishment and a blank Garnishee’s
Statement form (Form 20F) on the person or business that has the money (the “garnishee”) owed to the
debtor. You also serve a copy of the stamped notice and the affidavit on the debtor. There are rules about
how this must be done. See the Small Claims Court “Guide to Serving Documents” at the court office or
online at
. You can get copies of forms at the court office or online at
Step 3: TERMINATE. Once the judgment has been paid in full, the rules of the court require you to serve a
Notice of Termination of Garnishment (Form 20R) on the garnishee and the court clerk. There are rules
about how this must be done. See the Small Claims Court “Guide to Serving Documents” at the court
office or online at . There is no fee.
For more information about enforcing a judgment, see the Small Claims Court “After Judgment – Guide to
Getting Results” at the court office or online at .
DO NOT FILE THIS PAGE
RSCC-20E-E (2014/01)