1040 Ez Instructions 2015 Page 20

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2015 Form 1040EZ—Lines 13a through 13d
essential coverage every month of 2015 he or she was
Lines 13a Through 13d
alive).
If you can be claimed as a dependent, do not check the box
on this line. Leave the entry space blank. You do not need to at-
DIRECT
DEPOSIT
tach Form 8965 or see its instructions.
Simple. Safe. Secure.
If you or someone in your household had minimum essential
coverage in 2015, the provider of that coverage is required to
send you a Form 1095-A, 1095-B, or 1095-C (with Part III com-
Fast refunds! Join the eight in 10 taxpayers who choose direct
pleted) that lists individuals in your family who were enrolled in
deposit—a fast, simple, safe, secure way to have your refund
the coverage and shows their months of coverage.
deposited automatically into your checking or savings account,
Individuals enrolled in health insurance coverage through
including an individual retirement arrangement (IRA). For more
the Marketplace generally receive this information on Form
information about IRAs, see IRA, later.
1095-A, Health Insurance Marketplace Statement.
Individuals enrolled in health insurance coverage provided
If you want us to directly deposit the amount shown on
by their employer generally receive this information on either
line 13a to your checking or savings account, including an IRA,
Form 1095-B, Health Coverage, or on Form 1095-C, Em-
at a bank or other financial institution (such as a mutual fund,
ployer-Provided Health Insurance Offer and Coverage.
brokerage firm, or credit union) in the United States:
Individuals enrolled in a government-sponsored health pro-
Complete lines 13b through 13d (if you want your refund de-
gram or in other types of coverage generally receive this in-
posited to only one account), or
formation on Form 1095-B, Health Coverage.
Check the box on line 13a and attach Form 8888 if you want
to split the direct deposit of your refund into more than one
Even if you haven't received one of these forms, you may
account or use all or part of your refund to buy paper series I
have had health care coverage and can rely on other information
savings bonds.
you have about your coverage to complete line 11.
If you do not want your refund directly deposited to your ac-
Your health care coverage provider may have asked for your
count, do not check the box on line 13a. Draw a line through the
social security number. To understand why, go to
boxes on lines 13b and 13d. We will send you a check instead.
ACASSN.
Account must be in your name. Don't request a deposit of
Minimum essential coverage. Most health care coverage that
your refund to an account that isn’t in your name, such as your
people have is minimum essential coverage.
tax return preparer’s account. Although you may owe your tax
Minimum essential coverage includes:
return preparer a fee for preparing your return, don't have any
Most types of health care coverage provided by your em-
part of your refund deposited into the preparer’s account to pay
ployer,
the fee.
Many types of government-sponsored health care coverage
The number of refunds that can be directly deposited to a sin-
including Medicare, most Medicaid coverage, and most
gle account or prepaid debit card is limited to three a year. After
health care coverage provided to veterans and active duty
this limit is reached, paper checks will be sent instead. Learn
service members,
more at Individuals/Direct-Deposit-Limits.
Certain types of health care coverage you buy directly from
an insurance company, and
Why Use Direct Deposit?
Health care coverage you buy through the Marketplace.
It is faster. You get your refund faster by direct deposit than
See the instructions for Form 8965 for more information on
you do by check.
what qualifies as minimum essential coverage.
It is more secure. There is no check that can get lost or sto-
len.
Reminder–health care coverage. If you need health care cov-
It is more convenient. You do not have to make a trip to the
erage, go to
to learn about health insur-
bank to deposit your check.
ance options for you and your family, how to buy health insur-
It saves tax dollars. It costs the government less to refund by
ance, and how you might qualify to get financial assistance to
direct deposit.
buy health insurance.
It's proven itself. Nearly 98% of social security and veterans'
Premium tax credit. If you, your spouse, or a dependent enrol-
benefits are sent electronically using direct deposit.
led in health insurance through the Marketplace, you may be
able to claim the premium tax credit. You must file Form 1040A
If you file a joint return and check the box on line 13a
or 1040 to claim the premium tax credit. See the instructions for
and attach Form 8888 or fill in lines 13b through 13d,
!
Form 8962.
your spouse may get at least part of the refund.
CAUTION
IRA. You can have your refund (or part of it) directly deposited
to a traditional IRA, Roth IRA (including myRA), or SEP-IRA, but
not a SIMPLE IRA. You must establish the IRA at a bank or other
financial institution before you request direct deposit. Make sure
your direct deposit will be accepted. You must also notify the
-20-
Instructions for Form 1040EZ

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