Financial Power Of Attorney Packet Page 4

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me and secured by mortgages or deeds to secure debt, and may from time to time collect
and cancel any of said notes, mortgages, security interests, or deeds to secure debt. _____
4. Personal Property Transactions: To lease, sell, mortgage, purchase, exchange, and
acquire, and to agree, bargain, and contract for the lease, sale, purchase, exchange, and
acquisition of, and to accept, take, receive, and possess any personal property
whatsoever, tangible or intangible, or interest thereto, on such terms and conditions, and
under such covenants, as my Agent shall deem proper; and to maintain, repair, improve,
manage, insure, rent, lease, sell, convey, subject to liens or mortgages, or to take any
other security interests in said property which are recognized under the Uniform
Commercial Code as adopted at that time under the laws of Georgia or any applicable
state, or otherwise hypothecate, and in any way or manner deal with all or any part of any
real or personal property whatsoever, tangible or intangible, or any interest therein, that I
own at the time of execution or may thereafter acquire, under such terms and conditions,
and under such covenants, as my Agent shall deem proper. _____
5. Stock and Bond Transactions: To purchase, sell, exchange, surrender, assign, redeem,
vote at any meeting, or otherwise transfer any and all shares of stock, bonds, or other
securities in any business, association, corporation, partnership, or other legal entity,
whether private or public, now or hereafter belonging to me. _____
6. Safe Deposits: To have free access at any time or times to any safe-deposit box or vault
to which I might have access. _____
7. Borrowing: To borrow from time to time such sums of money as my Agent may deem
proper and execute promissory notes, security deeds or agreements, financing statements,
or other security instruments in such form as the lender may request and renew said notes
and security instruments from time to time in whole or in part. _____
8. Business Operating Transactions: To conduct, engage in, and otherwise transact the
affairs of any and all lawful business ventures of whatever nature or kind that I may now
or hereafter be involved in. _____
9. Insurance Transactions: To exercise or perform any act, power, duty, right, or
obligation, in regard to any contract of life, accident, health, disability, liability, or other
type of insurance or any combination of insurance; and to procure new or additional
contracts of insurance for me and to designate the beneficiary of same; provided,
however, that my Agent cannot designate himself or herself as beneficiary of any such
insurance contracts. _____
10. Disputes and Proceedings: To commence, prosecute, discontinue, or defend all
actions or other legal proceedings touching my property, real or personal, or any part
thereof, or touching any matter in which I or my property, real or personal, may be in any
way concerned. To defend, settle, adjust, make allowances, compound, submit to
arbitration, and compromise all accounts, reckonings, claims, and demands whatsoever
that now are, or hereafter shall be, pending between me and any person, firm,

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