Personal Loan Application Form Page 5
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5Privacy Notification
Outline
Veda not to use your information for prescreening
This Privacy Notification sets out:
of direct marketing by a credit provider.
• why we collect and use your information
You can also ask them not to use or disclose your
• how we collect and use your information
information if you reasonably believe that you have
• what happens if you do not wish to provide us with
been or are likely to be a victim of fraud.
information
• whether we provide your information to other entities
Veda’s policy on the management of information is
• the availability of our Privacy Policy
available at
• when we can disclose certain information to a credit
reporting body
You can contact Veda by:
• how a credit reporting body may use your information
Phone – 1300 762 207
• whether we disclose your information overseas and if
Website -
so, where
Providing your information to other
• how you can contact us.
entities
Collection & use of your information
We disclose your information to other entities. We
We collect and use your information to:
only disclose your information as needed and as
• provide you with membership benefits, financial
required by law.
services and products or information about those
We can disclose your information to:
benefits, services and products
• entities that verify identity
• provide you with information about financial
• lawyers, conveyancers, accountants, brokers and
services and products from 3rd parties we have
agents who represent you
arrangements with
• contractors for statement printing and mail out,
• conduct market and demographic research in
card and cheque production, market research or
relation to the products and services you and
direct marketing
other members acquire from us
• affiliated product and service suppliers to provide
• establish your eligibility for a loan
information to you about their services and products
• establish your capacity to repay a loan.
• credit reporting bodies and other financial institutions
The law also requires us to collect and hold your
that have previously lent to you
information:
• persons you use as referees
• for our register of members under the Corporations Act
• for property loans – property valuers and insurers
• to verify your identity under the AML/CTF Act
• mortgage documentation service
• to assess your capacity to pay a loan under the
• trustees and managers of securitised loan programs
National Consumer Credit Protection Act.
• any proposed guarantor of a loan
• debt collection agencies, lawyers, process servers
How we collect your information
• our auditors.
We will collect information about you and your financial
position from you directly.
We will also disclose your information to law enforcement
When you apply for a loan, we will collect information
and government agencies as required by law
about your credit history from a credit reporting body.
Our Privacy Policy
How you can access your information
Our Privacy Policy is available at
You can request access to your information at any time.
The Policy contains information about:
• how you can access your information
What if you do not wish to provide us with
• how you can seek correction of your information
information?
• how you make a complaint and how we will deal with it
If you do not give us the information we require, we
• in what overseas countries we are likely to disclose
may not be able to admit you to membership or
your information.
provide you with the financial service or product you
have applied for.
Disclosure to overseas recipients
We do not currently disclose your information to
Providing your information to credit
overseas recipients.
reporting bodies
The credit reporting body we disclose information
How to contact us:
to is Veda.
• in person at one of our branches
If you do not make your repayments when they fall due
by calling us on 1300 36 2000
•
or commit a serious credit infringement, we may
•
by email at .au
disclose this to Veda. Any information we provide to Veda
•
in writing to:
will be included in reports provided to credit providers to
MMPCU, PO Box K237, Haymarket NSW 1240
help them to assess your creditworthiness. You can ask
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