Loan Application Form - Hfc Bank (Page 3 of 3) in pdf

loan appliCation ForM

inCoMe & expenditure

hfc assessment

main

Joint

total annual

income

applicant

applicant 1

applicant 2

income

(Leave blank)

grOSS aNNuaL iNcOmE

OThEr iNcOmE

total annual income

main

Joint

total monthly

hfc assessment

average monthly income

applicant

applicant 1

applicant 2

income

(Leave blank)

NET SaLarY

NET buSiNESS iNcOmE

NET rENTaL iNcOmE

OThEr rEguLar iNcOmE

total monthly income (a)

main

Joint

total monthly

hfc assessment

monthly expenses

applicant

applicant 1

applicant 2

expenses

(Leave blank)

fixeD expenses

hOuSiNg LOaN rEpaYmENT

pErSONaL LOaN rEpaYmENT

OvErdraFTS

crEdiT card

hirE purchaSE

OThEr FixEd cOmmiTmENTS

variable expenses

TravELLiNg ExpENSES

EducaTiON ExpENSES

raTES aNd biLLS

rENTaL

LiviNg ExpENSES

OThErS

total monthly expenses (b)

surplus/(Deficit)

(a-b)

iMportant - deClaration & signoFF

i / We agree and acknowledge that the written details on this form are true and correct and are given in support of my loan application and / or account review dated as above the

contents of which are also confirmed correct.”

/We undertake to make cash/direct deduction/lodgment towards repayment of principle and interest of the loan at hFc. i / We undertake to advice hFc of any changes to pay day that

will affect the remittance of such deduction.

i / We authorise hFc to obtain a consumer credit report from any credit reporting agency about me / us) which can include my credit worthiness, credit history or credit capability) and

/ or obtain from other banks of Financial institutions a banker’s report / opinion about my / our credit worthiness for purposes connected with my / our business, trade or profession. i /

We understand this information may be given and used to assess this credit application or account review, to assess my credit worthiness, to assist me / us to avoid default and to notify

other credit providers of any default by me / us.

i / We acknowledge that the terms of approval of this credit application or account review will be subject to the consumer credit act and any other statutory regulations governing such

approvals from time to time.

i / We understand that all legal, valuation and other costs are payable by me / us and if any such payments including insurance premiums are in arrears, hFc may debit my / our account

to pay these and levy appropriate service fees.

i / We further certify that i am / we are not less than 18 years of age or an undischarged bankrupt(s).

I / We confirm that there is no pending judgement / civil or bankruptcy action against me / us.

I / We confirm that I / We are not suffering from any sickness that would affect my / our employment thus effecting the serviceability of the loan at HFC.

i / We declare that the credit provided by hFc will be applied wholly or predominantly for the purpose of the project mentioned in this application.

10.

I / We confirm that any previous withdrawal of funds from FNPF have been declared to HFC.

11.

i / We accept that my / our account shall be reviewed annually by hFc to determine the ongoing safety of the debt with the organisation and all information that shall be required by

hFc will be provided by me / us.

12.

hFc bank to communicate to me/us electronically through emails, Short message Services (SmS) and or any other means, regarding my accounts, any news and messages including

any product(s) promotions.

My signature below evidences my stated understanding, acknowledgement, authority and consent to all matters set out in this declaration.

main applicant

joint applicant 1

joint applicant 2

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