Borrower Letter Of Derogatory Credit
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1BORROWER LETTER OF DEROGATORY CREDIT
In order for us to better understand your situation, please provide us in your own
handwriting, answers to the following questions.
EXPLANATION OF PUBLIC RECORDS
(Please indicate how you received these: Liens, Judgments, Bankruptcy, and Foreclosure.
This helps us understand your situation better and prepare us to help you avoid the same
thing from happening again.)
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
EXPLANATION OF DEROGATORY CREDIT
(Please to the best of your ability; describe the reasons for your derogatory credit and how
the loan contemplated here will help your current financial situation.)
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
The lender, broker, assignees and their successors may rely upon this certificate. I declare
under penalty of perjury under the laws of the State the foregoing Certificate is true and
correct.
Dated: ______________
Borrower: _______________________
Dated: ______________
Co-Borrower:____________________
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Parent category: Letters