Mortgage Loan Application Form
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1
2DCB Commercial Bank Plc
Mortgage Loan Application Form
Head Office: DCB House, Magomeni Mwembechai: P.O. BOX 19798, Dar es Salaam:
Telephone: +255-22-2172201: Fax: +255-22-2172199: E-mail:info@dcb.co.tz:
House Purchase Loan
Website:
Affix
Colored
**House Construction Loan
BRANCH __________________________________________________
Photograph
DCB mortgage loan scheme is designed to suit all Natural persons and legal entities with capacity
Here
Commercial Business Project Financing
to enter into a binding contract i.e. individuals, sole proprietorship, partnerships and companies.
The loans under this scheme include: House Construction loans, House Purchase loans and
Commercial Business Project financing.
Other (Specify).…………………………..……
PERSONAL PARTICULARS
BANK DETAILS WITH DCB
BANK ACCOUNTS WITH DCB:
FULL NAME AS IN NATIONAL ID/PASSPORT (underline surname)
(DR/MR/MDM/MRS/MS)*
MALE
FEMALE
Account 1:
Account 2:
ID TYPE AND NUMBER.
Account 3:
DATE OF BIRTH (DD/MM/YYYY)
Account 4:
TYPE OF THE ACCOUNTS:
NATIONALITY
TANZANIAN
OTHERS ________________________________
YES
NO
Account 1: _____________________________________________________________________
MARITAL STATUS
HIGHEST EDUCATION LEVEL
Account 2: _____________________________________________________________________
SINGLE
MARRIED
OTHERS
UNIVERSITY/POST GRAD
DIPLOMA
Account 3: _____________________________________________________________________
A LEVEL
O LEVEL
OTHERS ________
Account 4: _____________________________________________________________________
NO. OF DEPENDANTS & AGE
BANK ACCOUNTS WITH OTHER BANKS
BANK NAME 1:
HOME ADDRESS
ACCOUNT TYPE:
ACCOUNT NUMBER:
MAILING ADDRESS (if different from above)
BANK NAME 1:
ACCOUNT TYPE:
ACCOUNT NUMBER:
RESIDENCE
REMARKS:
OWNED _________ YEARS FULLY PAID UP
RENTED
_________ YEARS WITH OUTSTANDING LOAN
OTHERS ____________________
CONTACT NO.
HOME :
PAGER :
OFFICE :
MOBILE PHONE :
EMAIL ADDRESS :
EMPLOYMENT
FINANCIAL COMMITMENTS
PLEASE LIST ALL OUTSTANDING LOANS (E.G. SALARIED LOAN, HOME LOAN, CAR LOAN, LINE OF CREDIT
FACILITIES ETC. )
EMPLOYEE
SELF-EMPLOYED
OTHERS (SPECIFY)
CURRENT EMPLOYER :
TYPE OF FACILITY:
FINANCIAL INSTITUTION:
INDUSTRY TYPE :
LOAN OUTSTANDING PERIOD (MNTHS):
COMPANY ADDRESS
LOAN OUTSTANDING AMOUNT:
MONTHLY REPAYMENT:
COLLATERAL DETAILS IF ANY: (Type & address)
TYPE OF FACILITY:
POSITION
FINANCIAL INSTITUTION:
DIRECTOR
PROFESSIONAL
SENIOR MANAGEMENT
MIDDLE MANAGEMENT
OWNER
LOAN OUTSTANDING PERIOD (MNTHS):
SUPERVISOR
CLERICAL
SALES
EXECUTIVE
MONTHLY REPAYMENT:
LOAN OUTSTANDING AMOUNT:
JOB TITLE
LENGTH OF SERVICE
COLLATERAL DETAILS IF ANY: (Type & address)
_____________ YRS _____________ MTHS
TYPE OF FACILITY:
MONTHLY FIXED INCOME
OTHER MONTHLY INCOME
FINANCIAL INSTITUTION:
TZS __________________________
TZS _______________
SOURCE ______________
LOAN OUTSTANDING PERIOD (MNTHS):
LOAN OUTSTANDING AMOUNT:
NAME OF PREVIOUS EMPLOYER
LENGTH OF SERVICE
MONTHLY REPAYMENT:
( IF CURRENT EMPLOYMENT < 1 YEAR )
COLLATERAL DETAILS IF ANY: (Type & address)
_____________ YRS _____________ MTHS
TERMS AND CONDITIONS
Eligibility criteria for Mortgage finance
General Standards for Mortgage Lending
Loan Security
The Bank’s mortgage loans underwriting standards shall reflect all
The applicants eligible for mortgage loans are all Natural persons and legal entities with
The security must be fully perfected before any draw-down is permitted,
relevant credit factors, including:-
capacity to enter into a binding contract i.e. individuals, sole proprietorship, partnerships
however in exceptional cases approval for drawdown may be sought when
and companies. The terms and conditions shall apply under each category as indicated
the
borrower
has
executed
all
security
documentation
and
The capacity of the borrower, or income from the
herein below under each mortgage financing category and for respective customers.
acknowledgement of the receipt of the documents from the registering
underlying property to adequately service the debt.
authority is in place.
The value of the mortgaged property.
Under DCB policy, the products that will be available are any or a combination of the
following:
The overall creditworthiness of the borrower.
In case of house purchase loans, draw down may be permitted in
The level of equity invested in the property.
exchange for the Title Deed and payment made directly to the vendor
Any secondary source of repayment.
House Construction Loans
under a special approval by the appropriate approval authority upon
Any additional collateral or credit enhancements (such as
bank’s comfort on the sale agreements, transfer documents and the Title
House Purchase Loans
guarantees,
mortgage
insurance
or
take
out
Commercial Business Project Financing.
Deed and other Land Forms. A Certificate of Security Compliance signed
commitments).
by the Custodians must be filed with the securities and a photo-copy kept
in the customer’s file.
For more information please visit:
For information about the required documentation for each category please visit:
This form can be downloaded at:
** This product is underway
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