Form 423, Certificate About A Financial Management Course
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1Fill in this information to identify the case:
Debtor 1
__________________________________________________________________
First Name
Middle Name
Last Name
Debtor 2
________________________________________________________________
(Spouse, if filing)
First Name
Middle Name
Last Name
__________
__________ District of __________
__________
United States Bankruptcy Court for the:
District of
Case number
___________________________________________
(If known)
Official Form 423
Certification About a Financial Management Course
12/15
If you are an individual, you must take an approved course about personal financial management if:
you filed for bankruptcy under chapter 7 or 13, or
you filed for bankruptcy under chapter 11 and § 1141 (d)(3) applies.
In a joint case, each debtor must take the course. 11 U.S.C. §§ 727(a)(11) and 1328(g).
After you finish the course, the provider will give you a certificate. The provider may notify the court that you have completed the course.
If the provider does notify the court, you need not file this form. If the provider does not notify the court, then Debtor 1 and Debtor 2 must
each file this form with the certificate number before your debts will be discharged.
If you filed under chapter 7 and you need to file this form, file it within 60 days after the first date set for the meeting of creditors under
§ 341 of the Bankruptcy Code.
If you filed under chapter 11 or 13 and you need to file this form, file it before you make the last payment that your plan requires or
before you file a motion for a discharge under § 1141(d)(5)(B) or § 1328(b) of the Bankruptcy Code. Fed. R. Bankr. P. 1007(c).
In some cases, the court can waive the requirement to take the financial management course. To have the requirement waived, you must file a
motion with the court and obtain a court order.
Part 1:
Tell the Court About the Required Course
You must check one:
I completed an approved course in personal financial management:
Date I took the course
___________________
MM / DD
/ YYYY
Name of approved provider
______________________________________________________________________
Certificate number
______________________________________________________________________
I am not required to complete a course in personal financial management because the court has granted my motion for a
waiver of the requirement based on (check one):
Incapacity. I have a mental illness or a mental deficiency that makes me incapable of realizing or making rational decisions
about finances.
Disability.
My physical disability causes me to be unable to complete a course in personal financial management in person,
by phone, or through the internet, even after I reasonably tried to do so.
Active duty. I am currently on active military duty in a military combat zone.
Residence. I live in a district in which the United States trustee (or bankruptcy administrator) has determined that the
approved instructional courses cannot adequately meet my needs.
Part 2:
Sign Here
I certify that the information I have provided is true and correct.
8
________________________________________________
________________________________________
Date _________________
Signature of debtor named on certificate
Printed name of debtor
MM / DD / YYYY
Official Form 423
Certification About a Financial Management Course
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