Group Claim Fraud Statements - United Of Omaha Life Insurance Company/proof Of Death Form Page 2

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** New Hampshire: Any person who, with a purpose to injure, defraud or deceive any insurance company,
files a statement of claim containing any false, incomplete or misleading information is subject to
prosecution and punishment of insurance fraud, as provided in RSA 638:20.
** New Jersey: Any person who knowingly files a statement of claim containing any false or misleading
information is subject to criminal and civil penalties.
** New Mexico: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM
FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN
APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES
AND PENALTIES.
** Ohio: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer,
submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.
** Oklahoma: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any
insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or
misleading information is guilty of a felony.
** Pennsylvania: Any person who knowingly and with intent to defraud any insurance company or other
person files an application for insurance or statement of claim containing any materially false information
or conceals for the purpose of misleading, information concerning any fact material thereto commits a
fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
** Puerto Rico: Any person who knowingly, and with intent to defraud or deceive any insurance company
includes false information in an application for insurance or files, assists, or abets in the filing of a
fraudulent claim to obtain payment of a loss or other benefits, or files more than one claim for the same
loss or damage, may be guilty of a felony. Upon conviction, that person will be fined between $5,000 and
$10,000, imprisoned for three (3) years or both. Aggravating or attenuating circumstances may result in
the prison term being increased to five (5) years or reduced to two (2) years.
Cualquier persona quien con conocimiento y con la intensión de defraudar o engañar a cualquier
compañía de seguros, incluye información falsa en una solicitud para seguro o introduce, o instiga en
la introducción de una reclamación fraudulenta para obtener pago por una pérdida u otro beneficio, o
presenta más de una reclamación por la misma pérdida o daño puede ser culpable de cometer un acto
criminal. Al ser convicto, ese persona será multada con una cantidad de $5,000 a $10,000, encarcelamiento
por tres (3) años o ambos. Circunstancias agravantes o atenuantes podrían resultar en que el período de
tiempo de prisión aumente a cinco (5) años o se reduzca a dos (2) años en concordancia.
** Arkansas and Louisiana: Any person who knowingly presents a false or fraudulent claim for payment of
a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime
and may be subject to fines and confinement in prison.
** Indiana: A person who knowingly and with intent to defraud an insurer files a statement of claim
containing any false, incomplete, or misleading information commits a felony.
** Rhode Island: Any person who knowingly presents a false or fraudulent claim for the payment of a loss
or knowingly presents false information in an application for insurance, is guilty of a crime and may be
subject to fines and confinement in state prison.
** Tennessee, Virginia, and Washington: It is a crime to knowingly provide false, incomplete or misleading
information to an insurance company for the purpose of defrauding the company. Penalties include
imprisonment, fines and denial of insurance benefits.
** Texas: Any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of
a crime and may be subject to fines and confinement in state prison.
** If you live in a state other than mentioned above, the following statement applies to you: Any person
who knowingly, and with intent to injure, defraud or deceive any insurer or insurance company, files a
statement of claim containing any materially false, incomplete, or misleading information or conceals any
fact material thereto, may be guilty of a fraudulent act, may be prosecuted under state law and may be
subject to civil and criminal penalties. In addition, any insurer or insurance company may deny benefits if
false information is related to a claim by the claimant.

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