Mandatory Insurance Sr-22 Requirement (Instructions) - Illinois Secretary Of Forms

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Office of the Secretar y of State
Driver Ser vices Depar tment
Mandatory Insurance SR-22 Requirement
The Law
All individuals receiving court supervision for a mandatory insurance offense under
authority Section 3-707 of the Illinois Vehicle Code are required by law to file proof of
financial responsibility insurance (SR-22 certificate) with the Office of the Secretary of
State. Individuals receiving three or more convictions for mandatory insurance violations
also are required to file. The SR-22 is required for three years. Failure to do so will result
in a driver’s license suspension.
What is an SR-22?
An SR-22 is a certificate of insurance filed by the home office of your insurance compa-
ny directly to the Secretary of State.
How does it work?
When you receive a qualifying mandatory insurance offense, the circuit court reports the
information to the Secretary of State, which will then send you a notice of the SR-22 insur-
ance requirement.
When should I file the SR-22?
Do not file the SR-22 until you receive a notice from the Secretary of State. (Please make
sure your driver’s license record reflects your most recent address.) After receipt of the
mailed notice from the Secretary of State, you have 90 days to file the SR-22 to prevent a
driver’s license suspension.
Where do I get an SR22?
An SR-22 may be obtained by contacting your insurance company. Standard liability
insurance or insurance binders are not acceptable. When payment is made to an insurance
agency, the agent will submit a request for an SR-22 certificate to the central office. The
SR-22 certificate will be sent directly to the Secretary of State in Springfield. Upon accept-
ance, you will receive a copy of the SR-22 from the insurance company and a letter from
the Secretary of State.
How long is the SR-22 on file?
An SR-22 must be on file with the Secretary of State for three years. Cancellation of your
insurance premium will result in an immediate driver’s license suspension.
What should I do now?
Nothing is required until you receive your notice from the Secretary of State. When you
receive the notice, contact your insurance agent and request an SR-22 certificate. Please
note that all insurance companies do not write SR-22s; however, your agent will be able
to refer you to an agency that does.
Jesse White • Illinois Secretary of State
Printed by authority of the State of Illinois. December 2012 — 10M — DSD SR 84.2

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