Fema Form 086-0-20 - Adjuster Preliminary Damage Assessment Page 2

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Substantially Damaged Structures
August 22, 2016
Page 2
 There may be buildings that were damaged in previous flood events. Adjusters should be
aware of pre-existing damage and ask specific questions regarding repairs of this damage.
Receipts and invoices to support prior repairs may be needed if there are questions. In
previous flood events, there were many substantially damaged buildings. The claims
adjuster should be aware that these buildings should now be Post-FIRM and must comply
with the community’s floodplain management law and ordinance. Any questions should be
referred to the WYO Company.
We recognize the formidable job that community officials have in handling the substantial damage
issue. In many instances, they must survey widespread areas of damage with limited resources.
However, by observing the guidelines above, adjusters can help us provide community officials
with timely, accurate information that will allow them to make expeditious determinations of
substantially damaged buildings.
We ask for your full support. Please contact the NFIP Bureau & Statistical Agent Claims
Department with any questions:
.
Attachment
cc: Vendors, IBHS, FIPNC, Government Technical Representative
Required Routing: All Departments

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