Form B9d - Notice Of Chapter 7 Bankruptcy Case, Meeting Of Creditors, & Deadlines Page 2
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1
2EXPLANATIONS
B9D (Official Form 9D) (12/11)
Filing of Chapter 7
A bankruptcy case under Chapter 7 of the Bankruptcy Code (title 11, United States Code) has been filed in
Bankruptcy Case
this court by or against the debtor(s) listed on the front side, and an order for relief has been entered.
Legal Advice
The staff of the bankruptcy clerk’s office cannot give legal advice. Consult a lawyer to determine your rights
in this case.
Creditors Generally May
Prohibited collection actions are listed in Bankruptcy Code § 362. Common examples of prohibited actions
Not Take Certain Actions
include contacting the debtor by telephone, mail, or otherwise to demand repayment; taking actions to collect
money or obtain property from the debtor; repossessing the debtor’s property; and starting or continuing
lawsuits or foreclosures. Under certain circumstances, the stay may be limited to 30 days or not exist at all,
although the debtor can request the court to extend or impose a stay.
Meeting of Creditors
A meeting of creditors is scheduled for the date, time, and location listed on the front side. The debtor’s
representative must be present at the meeting to be questioned under oath by the trustee and by creditors.
Creditors are welcome to attend, but are not required to do so. The meeting may be continued and concluded
at a later date specified in a notice filed with the court.
Claims
A Proof of Claim is a signed statement describing a creditor’s claim. If a Proof of Claim form is not included
with this notice, you can obtain one at any bankruptcy clerk’s office. A secured creditor retains rights in its
collateral regardless of whether that creditor files a Proof of Claim. If you do not file a Proof of Claim by the
“Deadline to File a Proof of Claim” listed on the front side, you might not be paid any money on your claim
from other assets in the bankruptcy case. To be paid, you must file a Proof of Claim even if your claim is
listed in the schedules filed by the debtor. Filing a Proof of Claim submits the creditor to the jurisdiction of
the bankruptcy court, with consequences a lawyer can explain. For example, a secured creditor who files a
Proof of Claim may surrender important nonmonetary rights, including the right to a jury trial. Filing
Deadline for a Creditor with a Foreign Address: The deadlines for filing claims set forth on the front of this
notice apply to all creditors. If this notice has been mailed to a creditor at a foreign address, the creditor may
file a motion requesting the court to extend the deadline.
Liquidation of the Debtor’s
The bankruptcy trustee listed on the front of this notice will collect and sell the debtor’s property that is not
Property and Payment of
exempt. If the trustee can collect enough money, creditors may be paid some or all of the debts owed to them,
Creditors’ Claims
in the order specified by the Bankruptcy Code. To make sure you receive any share of that money, you must
file a Proof of Claim, as described above.
Bankruptcy Clerk’s Office
Any paper that you file in this bankruptcy case should be filed at the bankruptcy clerk’s office at the address
listed on the front side. You may inspect all papers filed, including the list of the debtor’s property and debts
and the list of the property claimed as exempt, at the bankruptcy clerk’s office.
Creditor with a Foreign
Consult a lawyer familiar with United States bankruptcy law if you have any questions regarding your rights
Address
in this case.
Refer To Other Side For Important Deadlines and Notices
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