State Pension Claim Form - Department For Work & Pensions Page 15

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Part 4
When to claim State Pension
You will normally get your money from the State Pension payday on or after the date you claim from. This payday is a fixed day of the week
when you get your money for that week.
Any money that you earn will not affect your State Pension.
If you are a man – your 65th birthday
Notes
If you put off getting your State Pension after you are 65, you
– We can accept your claim if it is received no earlier than 4 months
may get extra State Pension or a lump sum when you do get your
before the date you wish to get State Pension, or the date you reach
State Pension.
State Pension age whichever is the later.
– If you put off claiming your State Pension from the date you are
If you are a woman – your State Pension age
entitled, you can get extra State Pension or a one-off taxable lump
If you are claiming State Pension on your husband’s NI contributions,
sum payment. You can find out more about putting off claiming your
you cannot be entitled from a date earlier than his 65th birthday.
State Pension and the effect on increases for adults who depend on
If you are getting Widow's/Bereavement Benefit your payday will
you in leaflet Deferring your State Pension.
stay as it is.
– The minimum period you must put off claiming your State Pension to
If you put off getting your State Pension from the date you reach
get extra State Pension is 5 weeks or 12 months to get a lump sum
State Pension age, you may get extra State Pension or a lump sum
payment. Extra State Pension or lump sum payments are worked out
when you do get your State Pension.
over the time you put off claiming your State Pension.
– Your State Pension cannot be backdated more than 12 months before
the date your claim is received. If you backdate your claim this will
affect any extra State Pension or lump sum payment you could get.
(If you have already submitted a valid claim to a country which has a
social security agreement with the United Kingdom, or a country that
applies the European Union rules on social security, it may be
possible to accept an earlier date of claim for United Kingdom
State Pension purposes).
– You can find out more about State Pension in leaflet State pensions -
Your guide. You can access the leaflet on the internet at
or request by phone on
+44 191 21 87777.
11

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