Banking Officer Exam Template With Answers Page 16
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29Bank of India Banking Officer Paper – 2017 (Practice Set)
(b) It Reduces the scope for clearing-related frauds
98). The Banking Ombudsman Scheme was
or loss of instruments in transit.
introduced under which of the following section
(c) Lowers the cost of collection of cheques.
of the Banking Regulation Act, 1949?
(d) All of the Above
(a) Section 25 A
(b) Section 35 A
100). In order to protect the deposit of small
(c) Section 45 A
depositors, Deposit Insurance Guarantee
(d) Section 55 A
Corporation was set up by
(a) Finance Ministry
99). Which of the following is not a Benefit of
(b) IRDA
CTS(related to cheques)?
(c) RBI
(a) CTS speeds up the process of collection of
(d) None of the above
cheques.
Financial Management
c. 350000
101. On maturity of the bill and its payment,
d. 150000
would be the journal entry in the books of Y
a. debit X’s account and credit bills receivable
103. The final accounts of banking companies are
b. debit X’s account and credit bills payable
to be prepares as pre provision of:
account
a. Companies Act
c. debit bills payable and credit X
b. Banking Regulation Act
d. debit bank account and credit X’s account
c. RBI Act
e. debit bills payable and credit bank/cash account
d. All the above
102. The capital of a firm is Rs. 250000 and
liabilities Rs. 60000. If the losses are Rs. 40000,
the total assests would be______?
104. Wef Mar 31, 1992, the balance sheet of a
banking company is to be prepared as per:
a. 310000
a. From A of Companies Act
b. 270000
b. Form B of Companies Act
Page 16
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