Monthly Spending Plan Template
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1SPENDING PLAN – MONTHLY WORKSHEET
$
DEBTS
GROSS INCOME PER MONTH
$
Credit Card
$
Salary
$
Loans & Notes
$
Other Income
$
Other
$
LESS
$
Tax (Est. – Incl. Fed, State, FICA)
$
$
ENTERTAINMENT & RECREATION
Additional Deductions
$
Baby Sitters
$
Activities/Outings
$
NET SPENDABLE INCOME
$
Vacation
$
Memberships
$
Other
$
GIVE GENEROUSLY
$
Generosity Path (local church)
$
$
CLOTHING
Generosity Path
$
Generosity Path
$
$
MEDICAL EXPENSES
SAVE WISELY
$
Doctor
$
Dental
$
Emergency Fund
$
Eye Care
$
Allocated Spending
$
Prescriptions
$
Education
$
Other
$
Retirement/Investments
$
$
MISCELLANEOUS
SPEND APPROPRIATELY
Toiletry, Cosmetics
$
$
HOUSING
Beauty/Barber
$
Mortgage (rent)
$
Laundry/Cleaning
$
Insurance
$
Allowances/Lunches
$
Property Taxes
$
Subscriptions
$
Electricity
$
Gifts
$
Gas
$
Birthday
$
Water
$
Anniversary
$
Sanitation
$
Christmas
$
Telephone
$
Other
$
Cable
$
Cash
$
Internet Provider
$
Cell Phones
$
Maintenance
$
Other
$
$
SCHOOL/CHILD CARE
Tuition
$
$
FOOD
Materials
$
Groceries
$
Transportation
$
Dining Out
$
Day Care
$
$
AUTOMOBILE
Payments
$
TOTAL EXPENSES
$
Gas & Oil
$
Insurance
$
Plates/Taxes
$
INCOME VS. EXPENSES
Maintenance/Repairs
$
Net Spendable Income
$
Less Expenses
$
$
INSURANCE
$
Life
$
Disability
$
Budget Surplus/Deficit (+/-)
$
Health/Medical
$
Other
$
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