Non Public Property (Npp) Payment Deduction Authorization (Pda) (Page 2 of 2) in pdf

TERMS AND CONDITIONS

Promise to pay: You promise to pay the amount of the contract according to your payment schedule. See Note:

Title: Responsibility for this debt is not transferable.

Location: If you move from the address shown on the reverse side, you must notify CFPFSS of your new address without delay.

Default: You will be considered in default under the terms of this contract if any of these conditions apply:

you fail to make any payment on time;

you fail to meet any promise you have made in this contract;

you become insolvent or bankrupt;

payment is returned for insufficient funds or any other reason.

Remedies: If you are in default under this contract, CFPFSS has certain legal remedies available. CFPFSS may, in addition to any other

remedy available at law,

demand that the full balance owing be paid immediately;

charge the outstanding balance to your credit card;

commence legal proceedings for recovery of the balance owing;

sell this contract to a financial institution; or

deduct the outstanding amount directly from your pay, if you are an NPF employee.

Insufficient Funds Charge: A service charge will apply in the event a pre-authorized debit (PAD) is refused due to insufficient funds, or any

other reason. The amount of the PAD, plus the service charge, may be debited to your credit card or bank account.

NPF Employees: At the time employment with the Staff of the Non-Public Funds, Canadian Forces ceases, the remaining balance on this

Contract must be paid in full. The amount owing will be deducted from the employee’s final NPF pay cheque. If the amount owing is greater

than the employee’s final NPF pay cheque, then the residual amount is to be charged to the employee’s valid credit card.

Applicable Law: Any part of this contract which is contrary to the laws of any province shall be severable and not invalidate the other parts of

this contract. This contract shall be construed in accordance with the laws of Canada and the province in which it is signed.

Credit Reporting: By signing this contract you authorize and consent to the receipt and exchange of credit and related information by

CFPFSS with any credit reporting agency, credit bureau or any person or corporation with whom you have or may have financial relations.

This authorization shall, until withdrawn, be continuing for the duration of this contract.

Pre-Authorized Debit: You are required to inform CFPFSS, in writing, of any change in the account information provided on the front page

prior to the next due date of the payment.

Note:

In circumstances where this is a voluntary payment such as a charitable donation, “Terms and Conditions” are not binding and “Insufficient

Funds Charges” are not applicable.

Note: Payment Deduction Authorization (PDA) inquiries should be directed to your local NPF Accounting Office or the National Accounts

Receivable Office – P.O. Box 338, Borden On. L0M 1C0, Email: , Fax # (705) 423-2564, Phone # (Toll free) 1(866) 930-

1799.

I have read and understand the above terms and conditions of this contract.

___________________________________________

Date __________________________

Customer Signature

____________________________________________

Date __________________________

NPF Staff Signature

Revised: 03/2010

Non Public Property (Npp) Payment Deduction Authorization (Pda) Page 2