11 Ways To Teach Kids How To Save Money Page 4
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820 THINGS KIDS NEED TO
KNOW TO LIVE FINANCIALLY
SMART LIVES
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You should use a credit
card only if you can PAY
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OFF THE MONEY OWED
When COMPARING
IN FULL each month.
COLLEGES, be sure to
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consider how much each
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You need HEALTH
school would cost you.
You should SAVE AT
INSURANCE.
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LEAST A DIME for every
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You should AVOID USING
dollar you receive.
It’s important to save
CREDIT CARDS to buy
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at least three months’
things you can’t afford
You need to MAKE
Entering personal
worth of living expenses
to pay for with cash.
CHOICES about how
information, like a bank
IN CASE OF AN
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to spend your money.
or credit card number,
EMERGENCY.
Your first paycheck
online is risky because
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may seem smaller than
SOMEONE COULD
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It’s good to shop around
When investing, consider
expected since MONEY
STEAL IT.
YOU NEED MONEY
and COMPARE PRICES
THE RISKS AND THE
IS TAKEN OUT FOR
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to buy things.
before you buy.
ANNUAL EXPENSES.
TAXES.
The sooner you save,
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the FASTER YOUR
You earn money by
It can be costly and
A great place to SAVE
MONEY CAN GROW
WORKING.
DANGEROUS TO SHARE
AND INVEST MONEY
from compound interest.
INFORMATION online.
you earn is in a Roth IRA.
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12
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You may have to WAIT
USING A CREDIT
BEFORE YOU CAN BUY
Putting your money in
CARD IS LIKE TAKING
something you want.
a savings account will
OUT A LOAN; if you
PROTECT it and pay
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don’t pay your bill in
you interest.
full every month, you’ll
There’s a difference
be charged interest
between THINGS
and owe more than you
YOU WANT and things
originally spent.
you need.
3-5
6-10
11-13
14-18
18+
yrs
yrs
yrs
yrs
yrs
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Parent category: Financial