Thank you for choosing Peoples Trust Company for your business financing needs. To provide you with the fastest
possible service, please use the following checklist when compiling your application materials:
These are the items in your folder:
Business Loan Application
Accountant Authorization Form
Personal Financial Statement
Business Plan Outline
Authorization Form
Environmental Questionnaire
Business Financial Statement
The following items will be REQUIRED:
Business Loan Application
Evidence of Joint Intent:
Confirmation is required
Personal Financial Statement
when applying jointly.
New Customer: A Valid form of Identification
This statement is required for each borrower and or
grantor that has an ownership interest greater
To be presented to the Lender to identify
than 20%
borrowers.
The following items may be REQUIRED:
□
□
L
a
s
t
t
h
r
e
e
(
3
)
y
e
a
r
s
’
c
o
m
p
l
e
t
e
b
u
s
i
n
e
s
s
t
a
x
r
e
t
u
r
n
s
o
r
a
c
c
o
u
n
t
a
n
t
c
o
m
p
i
l
e
d
f
i
n
a
n
c
i
a
l
s
t
a
t
e
m
e
n
t
s
L
a
s
t
t
h
r
e
e
(
3
)
y
e
a
r
s
’
c
o
m
p
l
e
t
e
b
u
s
i
n
e
s
s
t
a
x
r
e
t
u
r
n
s
o
r
a
c
c
o
u
n
t
a
n
t
c
o
m
p
i
l
e
d
f
i
n
a
n
c
i
a
l
s
t
a
t
e
m
e
n
t
s
□
□
I
n
t
e
r
i
m
b
u
s
i
n
e
s
s
f
i
n
a
n
c
i
a
l
s
t
a
t
e
m
e
n
t
s
i
f
t
h
e
a
p
p
l
i
c
a
t
i
o
n
d
a
t
e
i
s
m
o
r
e
t
h
a
n
6
m
o
n
t
h
s
b
e
y
o
n
d
t
h
e
f
i
s
c
a
l
y
e
a
r
e
n
d
I
n
t
e
r
i
m
b
u
s
i
n
e
s
s
f
i
n
a
n
c
i
a
l
s
t
a
t
e
m
e
n
t
s
i
f
t
h
e
a
p
p
l
i
c
a
t
i
o
n
d
a
t
e
i
s
m
o
r
e
t
h
a
n
6
m
o
n
t
h
s
b
e
y
o
n
d
t
h
e
f
i
s
c
a
l
y
e
a
r
e
n
d
□
□
C
C
o
o
r
r
p
p
o
o
r
r
a
a
t
t
e
e
R
R
e
e
s
s
o
o
l
l
u
u
t
t
i
i
o
o
n
n
/
/
P
P
a
a
r
r
t
t
n
n
e
e
r
r
s
s
h
h
i
i
p
p
A
A
g
g
r
r
e
e
e
e
m
m
e
e
n
n
t
t
□
□
A
c
c
o
u
n
t
s
R
e
c
e
i
v
a
b
l
e
a
n
d
A
c
c
o
u
n
t
s
P
a
y
a
b
l
e
A
g
i
n
g
R
e
p
o
r
t
s
A
c
c
o
u
n
t
s
R
e
c
e
i
v
a
b
l
e
a
n
d
A
c
c
o
u
n
t
s
P
a
y
a
b
l
e
A
g
i
n
g
R
e
p
o
r
t
s
□
□
C
o
p
y
o
f
P
u
r
c
h
a
s
e
a
n
d
S
a
l
e
s
A
g
r
e
e
m
e
n
t
/
B
i
l
l
o
f
S
a
l
e
C
o
p
y
o
f
P
u
r
c
h
a
s
e
a
n
d
S
a
l
e
s
A
g
r
e
e
m
e
n
t
/
B
i
l
l
o
f
S
a
l
e
□
□
C
o
p
y
o
f
v
e
h
i
c
l
e
t
i
t
l
e
d
o
c
u
m
e
n
t
s
C
o
p
y
o
f
v
e
h
i
c
l
e
t
i
t
l
e
d
o
c
u
m
e
n
t
s
□
□
C
C
o
o
p
p
y
y
o
o
f
f
l
l
e
e
a
a
s
s
e
e
a
a
g
g
r
r
e
e
e
e
m
m
e
e
n
n
t
t
□
□
C
C
o
o
p
p
y
y
o
o
f
f
r
r
e
e
a
a
l
l
e
e
s
s
t
t
a
a
t
t
e
e
d
d
e
e
e
e
d
d
□
□
F
o
r
a
n
e
w
b
u
s
i
n
e
s
s
(
a
n
y
b
u
s
i
n
e
s
s
e
x
i
s
t
i
n
g
l
e
s
s
t
h
a
n
2
4
m
o
n
t
h
s
)
,
i
n
c
l
u
d
e
B
u
s
i
n
e
s
s
P
l
a
n
w
i
t
h
p
r
o
f
o
r
m
a
b
a
l
a
n
c
e
s
h
e
e
t
a
n
d
F
o
r
a
n
e
w
b
u
s
i
n
e
s
s
(
a
n
y
b
u
s
i
n
e
s
s
e
x
i
s
t
i
n
g
l
e
s
s
t
h
a
n
2
4
m
o
n
t
h
s
)
,
i
n
c
l
u
d
e
B
u
s
i
n
e
s
s
P
l
a
n
w
i
t
h
p
r
o
f
o
r
m
a
b
a
l
a
n
c
e
s
h
e
e
t
a
n
d
f
i
n
a
n
c
i
a
l
p
r
o
j
e
c
t
i
o
n
s
f
i
n
a
n
c
i
a
l
p
r
o
j
e
c
t
i
o
n
s
□
□
L
a
s
t
t
h
r
e
e
(
3
)
y
e
a
r
s
’
p
e
r
s
o
n
a
l
t
a
x
r
e
t
u
r
n
s
i
n
c
l
u
d
i
n
g
a
l
l
s
c
h
e
d
u
l
e
s
o
n
a
l
l
o
w
n
e
r
s
L
a
s
t
t
h
r
e
e
(
3
)
y
e
a
r
s
’
p
e
r
s
o
n
a
l
t
a
x
r
e
t
u
r
n
s
i
n
c
l
u
d
i
n
g
a
l
l
s
c
h
e
d
u
l
e
s
o
n
a
l
l
o
w
n
e
r
s
□
□
E
E
n
n
v
v
i
i
r
r
o
o
n
n
m
m
e
e
n
n
t
t
a
a
l
l
q
q
u
u
e
e
s
s
t
t
i
i
o
o
n
n
n
n
a
a
i
i
r
r
e
e
□
□
O
O
t
t
h
h
e
e
r
r
:
:
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
_
We may require additional documentation depending on the specifics of your loan request. However, by
having the checklist items available at the time of application, we can begin the process without delay.
If you have any questions, please do not hesitate to call 800-479-2196 or 802-524-2196.
IMPORTANT NOTICES AND DISCLOSURES -
RIGHT TO RECEIVE A COPY OF APPRIASAL NOTICE - We
may order an appraisal to determine the property’s value and charge you for this appraisal. We will
promptly give you a copy of any appraisal, even if your loan does not close. You can pay for an additional
appraisal for your own use at your own cost.