Financial Hardship Affidavit
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Borrower Name(s):
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Property Street Address:
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Property City, State, Zip:
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Lender:
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Loan Number:
In order to qualify for _____________________________’s offer of a conditional Loan
Workout and Modification Agreement, I am submitting this form to the Lender and
indicating by my checkmarks (“”) the one or more events that contributed to my
inability to remain current on my mortgage loan.
Borrower Co-Borrower
My income has been reduced or lost. For example: unemployment,
reduced job hours, reduced pay, decline in business earnings. Explain
below.
My household financial circumstances have changed. For example:
permanent or short-term disability, death in the family, divorce or separation,
increased family responsibilities (birth or adoption of a child, taking care of
elderly relatives or other family members). Explain below.
My expenses have increased. For example: my monthly mortgage
payment will rise or has risen, high medical and health-care costs,
uninsured losses (such as those due to fires or natural disasters),
unexpectedly high utility bills. Explain below.
Other. Explain below.
Explanation:
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