Notice, Chapter 13 Plan, Motions To Value Security, Avoid Judicial Lien, Avoid A Nonpurchase-Money, Nonpossessory Security Interest And Lien, And/or To Assume Or Reject An Executory Contract/unexpired Lease (Page 4 of 5) in pdf

3. Long term or mortgage debt. Curing default: 11 U.S.C. 1322(b)(3) and/or (5):

a. Arrearage payments. The trustee shall pay the arrearage as stated in the creditor’s

allowed claim or as otherwise ordered by the Court to (creditor name) at the rate of $ (payment amount) or more per

month, for (collateral description), along with (percentage)% interest. The creditor shall apply trustee payments

solely to those designated arrearages, i.e., those arrearages accruing before the month specified in (b) below. For so

long as the debtor complies with this plan, a creditor may not declare a default based on any payment delinquency to

be cured by this paragraph and the creditor shall not impose any post-petition fee on account of any arrearage paid by

the trustee.

b. Maintenance of regular non-arrearage payments. Beginning (month and year), the

Debtor shall pay directly to the creditor non-arrearage payments arising under the agreement with the secured

creditor. The creditor shall apply each payment under this paragraph solely to post-petition obligations that accrue

during or after the month specified herein.

4. Secured portion of claims altered by valuation and lien avoidance: The trustee shall pay (creditor

name) the sum of $ (payment amount) or more per month, along with (percentage) % interest until the secured claim

of $ (amount of secured claim) established above is paid in full. The remaining portion of the allowed claim will be

treated as a general unsecured claim.

5. Other secured debts (allowed claim to be paid in full without valuation or avoidance of lien): The

trustee shall pay (creditor name) the sum of $ (payment amount) or more per month, along with (percentage) %

interest until the allowed secured claim is paid in full.

6. Surrender of property: The debtor will surrender the following property upon confirmation of the

plan. The order confirming plan shall terminate the automatic stay as to that property: (Name of creditor and

property address or collateral description). Any creditor affected by this provision may file an itemized proof of

claim for any unsecured deficiency within a reasonable time after the surrender of the property.

7. Secured tax debt: The trustee shall pay (creditor name) the sum of $ (payment amount) or more

per month until the (net balance or value) of creditor’s secured claim plus (percentage) % interest has been paid. If

the lien is to be valued, the debtor shall file a separate motion to value the claim and establish priority of any

remaining tax obligations. If a tax priority creditor files a claim designated as secured, is not treated as secured in

this paragraph, and does not timely object to confirmation of this plan, then the claim may be paid as a priority claim

for purposes of distributions from the trustee.

C. Priority Creditors: Priority claims shall be paid as follows:

1. Domestic Support Claims. 11 U.S.C. § 507(a)(1):

a. Pre-petition arrearages. The trustee shall pay the pre-petition domestic support

obligation arrearage to (name of DSO creditor), at the rate of $ (amount) or more per month until the balance,

without interest, is paid in full.

b. The debtor shall pay all post-petition domestic support obligations as defined in 11

U.S.C. § 101(14A) on a timely basis directly to the creditor.

c. Any party entitled to collect child support or alimony under applicable non-bankruptcy

law may collect those obligations coming due after this case was filed from the income or assets of the debtor-

parent/spouse without further order or relief from the automatic stay. (Any claim for child support or alimony due

before this case was filed must be collected in accordance with 11 U.S.C. § 507(a)(1) and 11 U.S.C. § 1322(a)(2).)

Notice, Chapter 13 Plan, Motions To Value Security, Avoid Judicial Lien, Avoid A Nonpurchase-Money, Nonpossessory Security Interest And Lien, And/or To Assume Or Reject An Executory Contract/unexpired Lease Page 4