General Durable Power Of Attorney Form Page 3

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9.
Investments
To invest in stock, bonds, and any other investment which my Agent may deem proper;
to receive and reinvest stock dividends, sign proxies, vote at stockholder meetings, and sell
shares of stock; to reduce the interest rate of any mortgage or land contract; to instruct any
brokerage firm with respect to these investments.
10.
Insurance and Employee Benefit Plans
To exercise all powers concerning any insurance policies in which I may have an interest;
except my Agent will have no power over life insurance policies I may own on my Agent’s life;
to exercise all powers concerning employee benefit plans.
11.
Social Security and other Governmental Benefits
To apply for social security and other governmental benefits to which I may be entitled,
and to endorse government checks that are payable to me.
12.
Legal Actions and Settlements
To begin or defend any legal actions and settle any claims that involve me or my
property.
13.
Tax Returns
To prepare, sign and file income or other tax returns and other tax related documents; to
pay taxes and any interest or penalty on or additions to taxes; to represent me before any
administrative tax authority; to pay taxes and employ agents for any of these purposes for all tax
years.
14.
Gifts
To continue to complete any gifts or gift program of mine with any of my real estate or
personal property, to my spouse, any of my children, their spouses, or their descendants, or to
any charitable organization; to make such gifts as my Agent may deem proper either outright, in
trust, and in custodianship, and including charitable gifts and charitable pledges, all in the sole
discretion of my Agent.
15.
Funding of Trusts
To make any transfer of my property to any Revocable Living Trust of which I am the
Settlor or Irrevocable Trust of which I am the Grantor established prior to my incapacity.
16.
IRA Accounts
To deal with my IRA accounts with respect to making investments, transfers and taking
minimum distributions required in compliance with all tax laws including, but not limited to:
a.
opening or closing accounts within my IRA accounts.
b.
making withdrawals from my IRA accounts and to direct that the distribution of
these funds be made to other checking or savings accounts or as a cash
withdrawal.
3

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