Quick-Start Budget Template
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1
2Quick-Start Budget
Your irst budget! It’s also the simplest, so you can relax now.
It’s time to get your feet wet with budgeting.
This form is only one page, but it will show you how much money you need every month to cover
necessities. While your mortgage or rent is listed here, we won’t get into the details of your credit
card bills, student loans, car payments and any other debt yet. The Quick-Start Budget is just your
starting point.
step 1
Food
Transportation
Charity
Personal
Insurance
Debt
Envelope
UTILITIES
Budgeted
Budgeted
Write down what you’re spending for the month
Housing
Medical
Recreation
Savings
Clothing
Utilities
Envelope
A
Electricity
Reality Check
in each of the categories listed (A). If you don’t
Gas
know exactly, just make your best guess. We’re
keeping it simple for now.
step 2
Internet
Write the total for each category in the Total box
Cable
(B) and move on to the next category. See? Easy!
b
TOTAL
TOTAL
step 3
Add up all eight of your total boxes and enter that
c
CATEGORY TOTALS
number at the bottom in the Category Totals box
(C). This shows you how much you’re spending in
a month for your basic necessities, not including
any kind of debt. We’ll get to all that later.
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Parent category: Financial