Monthly Expenses Template printable pdf download

Monthly Expenses Template

Worksheet:

Spending plan

A spending plan is a “living document,” which means it will change over time as your priorities change. Don’t

get discouraged if you go over budget in a few categories some months. That’s okay. You may be under budget

in others. Make the necessary adjustments and keep trying. Soon your spending plan will be more on target

and easier to create.

To get started, add up your actual expenses and income from the previous month. Next, subtract your expense

total from your total monthly income. Then set this month’s spending targets. Subtract this month’s spending

targets from last month’s actuals to see how much less (or more) you would spend in each category.

Keep this worksheet and refer to it throughout the month as you track your spending. At the end of the month,

enter how much each expense actually cost and compare those figures to your spending targets.

MONTHLY EXPENSES

This Month’s

Last Month’s

Spending

Estimated

This Month’s

Actual

Housing

Actual $

Target

Difference

Actual $

Difference

Rent or Mortgage

Rent or Mortgage 2

(second home or home

equity loan)

Maintenance

Renter’s or Homeowners

Insurance

Homeowners Association

or Other Fees

Other:

Subtotal

Monthly Expenses Template